@Legions36 wrote:1)I thought u had to wait 1 year before applying for Saphire to get approved, well look at my sig and u will find it there only 1 month after having the Freedom, any thoughts?
2)Look at my old Orchard Bank card only $400 limit close or no close?
3) Amex sent me an invite for the Green card charge card, any use for this card?
4) Thanks again to everyone who guided me through all my rebuilding, I have gotten way more than expected.
1. Never heard that about sapphire. got mine after seven months of active credit history.
2. Assuming there is no AF you can close the Orchard card if you no longer want it, although its not hurting anything.
3. I would only apply for the amex card if you need it. If you want an amex charge I don't think I would go with the green card. I selected the PRG as I think the benefits/rewards are better. Its the same underwriting criteria for amex charge cards. As was mentioned before an invite is not a guarantee of approval, but since you have an amex revolver I don't see why a charge card would be a problem. I only got my charge card to get my foot in the door with amex so I could get a revolver. Otherwise I would have skipped the charge card all together.
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