I'm Done with CAP1- EO Response to Higher CLI

[NYFan63]

I contacted CAP1 EO to inquire about obtaining a hugher CLI than the $500 I denied online.  I called and gave them all of the info they requested- checked online this evening and what did they give me - $400!!! What a friggin slap in the face!  I am moving my savings to Barlcays - 

[Anonymous]

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@NYFan63 wrote:

I contacted CAP1 EO to inquire about obtaining a hugher CLI than the $500 I denied online.  I called and gave them all of the info they requested- checked online this evening and what did they give me - $400!!! What a friggin slap in the face!  I am moving my savings to Barlcays - 

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So, they give you a 80% CLI and it's not enough?

Do what you feel is necessary and good luck to ya.

[NYFan63]

No - my CL was 1600 on one of three Cap1 cards - they gave me $500 CLI online when I submitted a CLI request- called EO - they gave me $400

i guess I wasn't clear enough in my initial post 

[Anonymous]

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@NYFan63 wrote:

No - my CL was 1600 on one of three Cap1 cards - they gave me $500 CLI online when I submitted a CLI request- called EO - they gave me $400

i guess I wasn't clear enough in my initial post 

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Ah okay.

So $900 on top of $1,600 for $2,500.

[Anonymous]

that's certainly more that what I got on my ventureone card, which was big fat zero

*capital one website : requested CLI

-result : no

*capital one online chat : requested CLI

-result : nein

*capitalone CSR via call : requested CLI

-result : nyet

*capital one EO : requested CLI

-result : nej

[NYFan63]

Oops - it's late - bc they gave me $500 with the CLI luv button - I declined it in hopes of getting a higher CLI - they gave me $400 - so an increase from 1600 to 2000- sorry I should have been more clear 

[Anonymous]

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@NYFan63 wrote:

Oops - it's late - bc they gave me $500 with the CLI luv button - I declined it in hopes of getting a higher CLI - they gave me $400 - so an increase from 1600 to 2000- sorry I should have been more clear 

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That freakin' blows, duder.

I'd talk to them again.....or hit the CLI button again and see if the $500 comes up again..

[lg8302ch]

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@NYFan63 wrote:

No - my CL was 1600 on one of three Cap1 cards - they gave me $500 CLI online when I submitted a CLI request- called EO - they gave me $400

i guess I wasn't clear enough in my initial post 

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So they did 1,6K to 2K? Sorry but you cannot expect 1,6K to 10K....just ask every 6 months ...slowly step by step...work your way up ..it is not Amex with 3x CLI. Good luck!

[jsucool76]

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@lg8302ch wrote:

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@NYFan63 wrote:

No - my CL was 1600 on one of three Cap1 cards - they gave me $500 CLI online when I submitted a CLI request- called EO - they gave me $400

i guess I wasn't clear enough in my initial post 

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So they did 1,6K to 2K? Sorry but you cannot expect 1,6K to 10K....just ask every 6 months ...slowly step by step...work your way up ..it is not Amex with 3x CLI. Good luck!

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Doesn't really work like that for everyone either. I started at 3k on my cap1 card, got a credit steps CLI to 3500, around 2 years ago. Every CLI request has been denied since then, even through the EO. Their only reason is that "Your credit score is not high enough" but they always use a pull from 3-5 months before my CLI request. 

[Anonymous]

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@NYFan63 wrote:

Oops - it's late - bc they gave me $500 with the CLI luv button - I declined it in hopes of getting a higher CLI - they gave me $400 - so an increase from 1600 to 2000- sorry I should have been more clear 

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No, no. You were perfectly clear and out there. Someone has been hitting grandpa's cough medicine perhaps.