I'm an authorized user on an account with a less than desirable history - question???

[Anonymous]

Will it improve my credit score to ask to be taken off of this credit card as an authorized user?  It increases the amount of money I have available in my credit score, but it was past due about 6 times during the history of the account.  Will it help my FICO to be taken off of it, or am I better off just leaving myself on it?  Thanks for any advice anyone can give! 

[cdtotten]

You want to get yourself taken off asap. You never want to be an AU on a card that has:

- Derogotory information

- Shorter age of account than your average

- High utilization %

It should help your score out a lot if you have no other derogotory info on your report.

[MarineVietVet]

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@Anonymous wrote:

Will it improve my credit score to ask to be taken off of this credit card as an authorized user?  It increases the amount of money I have available in my credit score, but it was past due about 6 times during the history of the account.  Will it help my FICO to be taken off of it, or am I better off just leaving myself on it?  Thanks for any advice anyone can give! 

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Welcome to the forums.

I believe I would have myself taken off this account.

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

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Frequently Requested Threads
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[Anonymous]

Okay, thanks a lot for your advice, I'm going to do that today, maybe it will help to improve my score!  Have a great day!