...there aren't any cards I like out right now. I mean, my main focus is cash back, but the options are either not available to me (Huntington Voice) or downright undesirable (Citi Dividend). I thought about focusing on getting better terms (lower APR) on my cards, but in most cases that seems almost impossible (Chase, Capital One).
Am I missing any cash back cards worth applying for?
@Creditaddict wrote:
@thelethargicage wrote:...there aren't any cards I like out right now. I mean, my main focus is cash back, but the options are either not available to me (Huntington Voice) or downright undesirable (Citi Dividend). I thought about focusing on getting better terms (lower APR) on my cards, but in most cases that seems almost impossible (Chase, Capital One).
Am I missing any cash back cards worth applying for?
Fidelity Amex is the only thing I don't see in your sigi. and you don't have a BofA at all by the looks of it!
I like Fidelity, not too thrilled about a "fake" Amex (not to mention FIA customer service). The problem is, it would render my Quicksilver useless (I pay my car insurance and daughter's school tuition with it, neither of which takes Amex)
I've thought about getting the Better Balance Rewards MC (easy $120 a year, but who knows when they'll nerf that!) or the AAA Visa
I'll keep the Fidelity Amex in mind. Do you have to jump through a lot of hoops to open a cash management account? I'd like to buy some stock (namely SPY). Would a Fidelity brokerage account qualify me for the Amex?
Just found out about the Santander "Bravo" World MC. Even with the $49 AF, it could still be a great everyday card.
@thelethargicage wrote:...there aren't any cards I like out right now. I mean, my main focus is cash back, but the options are either not available to me (Huntington Voice) or downright undesirable (Citi Dividend). I thought about focusing on getting better terms (lower APR) on my cards, but in most cases that seems almost impossible (Chase, Capital One).
Am I missing any cash back cards worth applying for?
Well, you only have 1 Cash+ and 1 Sallie Mae card, so if more would be beneficial you could start with obtaining another of those.
A 2% on everything card is useful. So probably the Fidelity Amex. Unless you value travel rewards.
Bank of America Better Balance Rewards is great for a free $100 cash back a year, Just put your lowest monthly bill on that card and pay in full.
US Bank will start issuing cards this fall on the Amex network. We don't know the details, but perhaps they will come up with a new card that is interesting.
Otherwise, read this list: http://boardingarea.com/frequentmiler/2012/11/09/best-category-bonuses/comment-page-3/#comment-39270...
@thelethargicage wrote:...there aren't any cards I like out right now. I mean, my main focus is cash back, but the options are either not available to me (Huntington Voice) or downright undesirable (Citi Dividend). I thought about focusing on getting better terms (lower APR) on my cards, but in most cases that seems almost impossible (Chase, Capital One).
Am I missing any cash back cards worth applying for?
Man i just so envy you lol.... Your signature gets me jealous everytime LOLz....
