Earn a
$100
statement credit

coldfusion · ‎06-12-2025

Latest offer:

"Earn 11,500 Bonus ThankYou Points when you make eligible online purchases totalling $750 or more with your Citi ThankYou Mastercard from 6/15/25 (or the date you activate this offer, whichever is later) through 7/14/25 for this offer. " Usual disclaimers made about purchases from before activation and which categories like utilities and services not being eligible for the promotion.

Good timing, I had an eligible spend planned but I can wait a few days.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

EasyMark · ‎06-12-2025

coldfusion,

Since Citi won't let my apply for the Citi ThankYou Mastercard, would you add me as an Authorized User?

ptatohed · ‎06-12-2025

@EasyMark wrote:
coldfusion,

Since Citi won't let my apply for the Citi ThankYou Mastercard, would you add me as an Authorized User?

EM, yes, but you'll be responsible for paying all your spend and............ cf gets to keep all the points and statement credits!

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

EasyMark · ‎06-12-2025

I logged on late tonight to my wife's SYW Mastercard website (she has a regular SYW credit card, not the Sears Card, TYP variant), and a big banner at the top had the following statement:

"REMINDER: ACCOUNT CLOSURE

Your Sears Home Improvement AccountSM credit card will be closed on 7/10/2025, as the Citibank, N.A. program for the Sears Home Improvement AccountSM credit card will be ending. You can continue to use your account, as long as your account remains in good standing, until 7/09/2025, then your account will be closed."

Has anybody else seen this? What do you make about this? Is this just another mistake on their behalf?

ptatohed · ‎06-12-2025

@EasyMark wrote:
I logged on late tonight to my wife's SYW Mastercard website (she has a regular SYW credit card, not the Sears Card, TYP variant), and a big banner at the top had the following statement:
"REMINDER: ACCOUNT CLOSURE
Your Sears Home Improvement AccountSM credit card will be closed on 7/10/2025, as the Citibank, N.A. program for the Sears Home Improvement AccountSM credit card will be ending. You can continue to use your account, as long as your account remains in good standing, until 7/09/2025, then your account will be closed."

Has anybody else seen this? What do you make about this? Is this just another mistake on their behalf?

OMG, I have the same thing. I am scared. : - O

I just question what a "Sears Home Improvement Account" is. ?

REMINDER: ACCOUNT CLOSURE

Your Sears Home Improvement AccountSM credit card will be closed on 7/10/2025, as the Citibank, N.A. program for the Sears Home Improvement AccountSM credit card will be ending. You can continue to use your account, as long as your account remains in good standing, until 7/09/2025, then your account will be closed.

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

coldfusion · ‎06-13-2025

@EasyMark wrote:
I logged on late tonight to my wife's SYW Mastercard website (she has a regular SYW credit card, not the Sears Card, TYP variant), and a big banner at the top had the following statement:
"REMINDER: ACCOUNT CLOSURE
Your Sears Home Improvement AccountSM credit card will be closed on 7/10/2025, as the Citibank, N.A. program for the Sears Home Improvement AccountSM credit card will be ending. You can continue to use your account, as long as your account remains in good standing, until 7/09/2025, then your account will be closed."

Has anybody else seen this? What do you make about this? Is this just another mistake on their behalf?

My guess is that they either screwed up when generating the mailing list of people who still held the version of the Sears store card tied to the home services business unit (the group that handled in-house appliance repairs and appliance parts) and mistakenly included some SYW cardholders, or something like at some point she created an online account on the Sears Home Services website and used her SYW card to pay for an in-house appliance repair. Best bet might be for her to call in and ask why she got the email.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

CreditOnion · ‎06-14-2025

@EasyMark wrote:
I logged on late tonight to my wife's SYW Mastercard website (she has a regular SYW credit card, not the Sears Card, TYP variant), and a big banner at the top had the following statement:
"REMINDER: ACCOUNT CLOSURE
Your Sears Home Improvement AccountSM credit card will be closed on 7/10/2025, as the Citibank, N.A. program for the Sears Home Improvement AccountSM credit card will be ending. You can continue to use your account, as long as your account remains in good standing, until 7/09/2025, then your account will be closed."

Has anybody else seen this? What do you make about this? Is this just another mistake on their behalf?

So I don't see this banner, but since I'm just a few days past my 6 month anniversay I thought I'd try for a CLI. But when I went to click the button, it is instead greyed out and says this:

"This service is currently not available due to your account status."

My account is in good standing, I've never missed a payment (and always PIF). The only thing I can think of as to why this might be the case is because I've alreadt asked for a CLI 3 times (LOL), not realizing the 6 month wait was a hard requirement.

So, can anyone else confirm that they no longer have access to the CLI button? Is it me or the beginning of the end?

idunnomypassword1231 · ‎06-14-2025

regarding CLIs on this card, does requesting a CLI reduce one's chances of getting a CLI on citi's non-cobranded cards?

ptatohed · ‎06-15-2025

15th of the month. Was really hoping for the $250 in points for $1k online spend, but got the regular $100 statement credit. The kids are busting my nards hard for a $500 Switch 2 so the $250 would have softened the blow. Oh well, 10% it is. Now I just have to find an online retailer that has the Switch 2 in stock!!!

Earn a
$100
statement credit

when you make eligible online purchases totaling $1,000 or more with your Shop Your Way Mastercard® from 6/15/25 (or the date you activate this offer, whichever is later) through 7/14/25 for this offer.

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

unsungivy · ‎06-17-2025

@ptatohed wrote:
15th of the month. Was really hoping for the $250 in points for $1k online spend, but got the regular $100 statement credit. The kids are busting my nards hard for a $500 Switch 2 so the $250 would have softened the blow. Oh well, 10% it is. Now I just have to find an online retailer that has the Switch 2 in stock!!!

Earn a
$100
statement credit

when you make eligible online purchases totaling $1,000 or more with your Shop Your Way Mastercard® from 6/15/25 (or the date you activate this offer, whichever is later) through 7/14/25 for this offer.