I'm surprised......

[Anonymous]

^ Why when there are cards like the Citi DC 2% have NO AF?

[Imperfectfuture]

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@Anonymous wrote:
^ Why when there are cards like the Citi DC 2% have NO AF?

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Exactly.  

[Vegas4Play]

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@Anonymous wrote:

Capital One should just dump the Venture One, replace the Venture with "2% cash back" with a $59 annual fee, reduce the credit qualification to "average/good" from "excellent", and then come out with three new cards with the following details: 

Name: Capital One Miles Executive (World Elite MasterCard)

Annual Fee: $425

Features EMV (chip and pin) with signature as back up.

Rewards structure: 

4 miles per dollar on flights purchased directly with airlines. 

3 miles per dollar on supermarket and gas purchases. 

2 miles per dollar on dining at restaurants.

1 mile per dollar on all other purchases. 

Primary car rental insurance. Free roadside assistance up to five times per year. 

Free hotel room upgrade and $100 hotel credit when booked through Capital One's portal. 

MasterCard World Elite benefits, including NPSL. 

$250 flight fees credit per year. 

TSA precheck credit once per year. 

No foreign transaction fee. 

First late fee waived, no penalty APR (ever). 

APR of 15.24% variable. 

Can transfer miles to partner airlines. 

Card made of metal material with information on the back. 

MasterCard PayPass technology. 

Name: Capital One Miles Preferred (World MasterCard)

Annual Fee: $195

Rewards:

2 miles per dollar on dining, travel, and gas station purchases.  

1 mile per dollar on all other purchases. 

50% bonus on miles if cardholder spends $2,000 or more per month on purchases. 

No foreign transaction fee.

$75 hotel room credit if booked through Capital One's portal. 

25% off in-flight purchases including food, drinks, and wifi. 

25% off checked bag fees through airlines. 

Primary car rental insurance coverage, free roadside assistance up to 2 times per year. 

World MasterCard benefits, including NPSL

APR: 14.24% to 23.24% variable. 

EMV chip and pin (signature as backup)

Transfer miles to partner airlines.

MasterCard PayPass technology. 

Name: Capital One Miles Platinum (MasterCard)

Annual fee: $0

Rewards:

1.5 miles on dining, supermarket purchases, travel, utilities, and gas. 

0.5 miles on all other purchases. 

No foreign transaction fee. 

EMV (chip and pin) signature as a backup. 

MasterCard PayPass technology. 

Secondary rental car insurance, roadside assistance for a fee. 

10% off in-flight purchases (beverages, food, and internet only). 

Can transfer miles to partner airlines. 

 APR: 11.24%-22.24%

I think this would definitely spice up Capital One's lineup. 

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You havent thought about this at all have you, lol 

[Anonymous]

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@Anonymous wrote:
^ Why when there are cards like the Citi DC 2% have NO AF?

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Because some of us would like to have more than a $500 CL

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Capital One should just dump the Venture One, replace the Venture with "2% cash back" with a $59 annual fee, reduce the credit qualification to "average/good" from "excellent", and then come out with three new cards with the following details: 

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If you think these would a) make a decent profit for the bank and b) appeal to consumers, maybe its time to create MountainDewVoltage Bank and issue these cards (well, maybe change the name to avoid trademark disputes:  MDV Bank sounds good)

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I guess you're new to the credit card world. Since when is a 2% cash back card with a $59 annual fee not profitable? 

[Blackbeauty212]

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I would gladly pay a 59$ AF for a 2% Quicksilver ... The way I clean up on the 1.5%, paying 59$ for a 2% would still be worth my while.  

[kdm31091]

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@Blackbeauty212 wrote:

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I would gladly pay a 59$ AF for a 2% Quicksilver ... The way I clean up on the 1.5%, paying 59$ for a 2% would still be worth my while.  

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But why? There are 2% cards with no fee...

[Blackbeauty212]

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@kdm31091 wrote:

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@Blackbeauty212 wrote:

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I would gladly pay a 59$ AF for a 2% Quicksilver ... The way I clean up on the 1.5%, paying 59$ for a 2% would still be worth my while.  

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But why? There are 2% cards with no fee...

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I like Capital One's No Gimmicks, All Up Front Liberal Rewards policy ... Plus I'm very loyal to Capital One, never any trouble with them after 10 years. 

[Anonymous]

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@northface28 wrote:
Yeah, I have co-workers who say that's "too much work" when it comes to juggling cards. Not for me, as the old saying goes, "watch the pennies and the dollars take care of themselves".

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I totally agree with you... Each card serves its purpose. If I'm planning a vacation for next year my airline and hotel reward cards get churned more. As my needs/wants change so will the cards I keep in my wallet. 

[Closingracer99]

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@Anonymous wrote:

Capital One should just dump the Venture One, replace the Venture with "2% cash back" with a $59 annual fee, reduce the credit qualification to "average/good" from "excellent", and then come out with three new cards with the following details: 

Name: Capital One Miles Executive (World Elite MasterCard)

Annual Fee: $425

Features EMV (chip and pin) with signature as back up.

Rewards structure: 

4 miles per dollar on flights purchased directly with airlines. 

3 miles per dollar on supermarket and gas purchases. 

2 miles per dollar on dining at restaurants.

1 mile per dollar on all other purchases. 

Primary car rental insurance. Free roadside assistance up to five times per year. 

Free hotel room upgrade and $100 hotel credit when booked through Capital One's portal. 

MasterCard World Elite benefits, including NPSL. 

$250 flight fees credit per year. 

TSA precheck credit once per year. 

No foreign transaction fee. 

First late fee waived, no penalty APR (ever). 

APR of 15.24% variable. 

Can transfer miles to partner airlines. 

Card made of metal material with information on the back. 

MasterCard PayPass technology. 

Name: Capital One Miles Preferred (World MasterCard)

Annual Fee: $195

Rewards:

2 miles per dollar on dining, travel, and gas station purchases.  

1 mile per dollar on all other purchases. 

50% bonus on miles if cardholder spends $2,000 or more per month on purchases. 

No foreign transaction fee.

$75 hotel room credit if booked through Capital One's portal. 

25% off in-flight purchases including food, drinks, and wifi. 

25% off checked bag fees through airlines. 

Primary car rental insurance coverage, free roadside assistance up to 2 times per year. 

World MasterCard benefits, including NPSL

APR: 14.24% to 23.24% variable. 

EMV chip and pin (signature as backup)

Transfer miles to partner airlines.

MasterCard PayPass technology. 

Name: Capital One Miles Platinum (MasterCard)

Annual fee: $0

Rewards:

1.5 miles on dining, supermarket purchases, travel, utilities, and gas. 

0.5 miles on all other purchases. 

No foreign transaction fee. 

EMV (chip and pin) signature as a backup. 

MasterCard PayPass technology. 

Secondary rental car insurance, roadside assistance for a fee. 

10% off in-flight purchases (beverages, food, and internet only). 

Can transfer miles to partner airlines. 

 APR: 11.24%-22.24%

I think this would definitely spice up Capital One's lineup. 

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Lol .... Those will never happen with any bank.....