cancel
Showing results for 
Search instead for 
Did you mean: 

I need 4 cards from this list of 10!

tag
Creditaddict
Legendary Contributor

Re: I need 4 cards from this list of 10!

Id do 5 esoecialky if succes on the first apps

Message 11 of 28
Anonymous
Not applicable

Re: I need 4 cards from this list of 10!


@xgac12x wrote:

So in December I am looking to apply for about 4-5 new cards. Currently have a Capital One Secured (Which after I get these new cards I'm getting rid of) and a Discover It. I am a student, I don't buy groceries, just gas and restaurants and I dont travel..anyways here is the list I am slimmed it down too. I need to get to about 4-5 cards from this list, any I am open to suggestions as well.

 

1. Chase Freedom

2. Citi Forward for students

3. Citi Dividend for students

4. Bank Of America Student Cash Rewards

5. Suntrust Cash Rewards

6. USAA Visa

7. Sallie Mae World Mastercard

8. AMEX BCE

9. AMEX Green

10. Capital One Quicksilver Rewards

 

I am looking to get a relationship with American Express, I am starting a business soon so I would like to have a good relationship with them so I can get a nice business card (platinum or centurionSmiley Surprised

 

Anyways let me know what you guys think I should get! 

 

Thanks. 


 

 

If you want AMEX...go for the green. It shouldn't be too hard to get but it will establish a good relationship with them.

Message 12 of 28
SSH0126
Established Contributor

Re: I need 4 cards from this list of 10!

Just curious. What is the purpose that someone would want so many credit cards? Just because or does this help anything credit wise..Thanks in advance for explaing Smiley Happy 

Message 13 of 28
xgac12x
Established Contributor

Re: I need 4 cards from this list of 10!

I have 10 inquiries on my report..So I'm not sure if I still go for all 5 or whatever

 

Do you think I would be alright to apply for at least those three? I would like to get an AMEX too though..

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 14 of 28
myjourney
Super Contributor

Re: I need 4 cards from this list of 10!


@xgac12x wrote:

I have 10 inquiries on my report..So I'm not sure if I still go for all 5 or whatever

 

Do you think I would be alright to apply for at least those three? I would like to get an AMEX too though..


Which ones?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 28
FinStar
Moderator Emeritus

Re: I need 4 cards from this list of 10!

OP... just do 'em all!  BIG SPREE....LOL

 

 

 

 

Message 16 of 28
myjourney
Super Contributor

Re: I need 4 cards from this list of 10!


@FinStar wrote:

OP... just do 'em all!  BIG SPREE....LOL

 

 

 

 


Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 17 of 28
09Lexie
Moderator Emerita

Re: I need 4 cards from this list of 10!

Message 18 of 28
Dustink
Valued Contributor

Re: I need 4 cards from this list of 10!

1, 6, 8, 10.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 19 of 28
Anonymous
Not applicable

Re: I need 4 cards from this list of 10!

Depends on length of history and income. 4 new low limit cards might e great for rebuilding but not actually advance your goals.

 

People love the Freedom but I'd probably choose a less famous card like Walmart while rebuilding. CLIs aren't going to cost a hard pull and it would grow faster with regular use. Mine has been stuck at $3K 2+ years, LOL!

 

SunTrust is allegedly pretty good for business. Might be good to start a banking relationship with them.

 

BOA is pretty decent.

 

Citi cards used to grow pretty well with regular use.

 

USAA is a good bank. If you can become a full member, applying makes sense. They're still pretty conservative, though. A ton of inquiries won't look good.

 

I guess it comes down to why you "need" 4 new cards. If you're planning to run a business with personal credit cards, most would say that's a recipe for disaster.

Message 20 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.