I need a balance transfer...

jologan79 · ‎01-08-2020

All,

Who can I do a prequail with to get a good balance transfer.

I have about $3500 on mercury at 20.99%

My ficos are now in the 700s.

Who would be a good bank to try beside capone or Navy Fed.

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200

recoveringfrombk7 · ‎01-08-2020

Discover and also Citi Simplicity has a long BT period.

Evansville Teachers Federal Credit Union

Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.

jologan79 · ‎01-08-2020

@recoveringfrombk7 wrote:
Discover and also Citi Simplicity has a long BT period.

Well this sucks..

Discover gave me the 5-7 day decision deal.

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200

recoveringfrombk7 · ‎01-08-2020

Did your prequal have a fixed APR?

Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.