cancel
Showing results for 
Search instead for 
Did you mean: 

I need to get in with American Express

tag
Spanky23
Established Member

I need to get in with American Express

Is their cash back program better or the flight one?

 

I don't travel much but could start saving points for after school. Do already have a discover it but it's rotating categories where as I could get a straight 2 and 3% on the Blue card.

 

Thoughts?

Message 1 of 86
85 REPLIES 85
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Spanky23 wrote:

Is their cash back program better or the flight one?

 

I don't travel much but could start saving points for after school. Do already have a discover it but it's rotating categories where as I could get a straight 2 and 3% on the Blue card.

 

Thoughts?


for points the EDP or ED is nice place to start, since you can some bonus spending on there with groceries and gas. PRG is another option to get started with some MR points. BTW from what i can tell ED > Blue in almost every way, unless i am missing something?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 86
Anonymous
Not applicable

Re: I need to get in with American Express

I just got the BlueCash Preferred. 6% back on groceries. I spend about 500 to 600 on groceries a month, mostely healthy proteins and veggis. so it is worth it. 

I actually chatted online with the AMEX customer service, they helped me decide by showing me the benifits and numbers i would be saving on each one.

Message 3 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@mongstradamus wrote:

@Spanky23 wrote:

Is their cash back program better or the flight one?

 

I don't travel much but could start saving points for after school. Do already have a discover it but it's rotating categories where as I could get a straight 2 and 3% on the Blue card.

 

Thoughts?


for points the EDP or ED is nice place to start, since you can some bonus spending on there with groceries and gas. PRG is another option to get started with some MR points. BTW from what i can tell ED > Blue in almost every way, unless i am missing something?


MR as a cash back option is terrible ... the only point system that works as good Cash back is UR points. Blue Cash Everyday card is the best option if you want no AF and a Cash back card. 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 4 of 86
Spanky23
Established Member

Re: I need to get in with American Express

I will definitely be using the card a lot for gas. Though not as much at supermarkets (I shop at Kroger's and I see that's not on their supermarket list)

 

But like I said, the Everyday can get me started on points. Thought 10,000 bonus isn't that much and I won't be spending so much money that it'll really add the points. I think BCE is the pick

Message 5 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@Spanky23 wrote:

I will definitely be using the card a lot for gas. Though not as much at supermarkets (I shop at Kroger's and I see that's not on their supermarket list)

 

But like I said, the Everyday can get me started on points. Thought 10,000 bonus isn't that much and I won't be spending so much money that it'll really add the points. I think BCE is the pick


Personally the only reason why i chose the ED is because it has no AF and the first non AF that can accrue MR points so in the future if I ever value MR points more I have already attained MR points for transfer 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 6 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

@Spanky23 wrote:

I will definitely be using the card a lot for gas. Though not as much at supermarkets (I shop at Kroger's and I see that's not on their supermarket list)

 

But like I said, the Everyday can get me started on points. Thought 10,000 bonus isn't that much and I won't be spending so much money that it'll really add the points. I think BCE is the pick


Personally the only reason why i chose the ED is because it has no AF and the first non AF that can accrue MR points so in the future if I ever value MR points more I have already attained MR points for transfer 


I thought he said he wanted points to accrue for travel i guess i misunderstood. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 7 of 86
Spanky23
Established Member

Re: I need to get in with American Express

Will listen to other ideas if any. 

Message 8 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express

App for the old Blue cash card? A link is floating around somewhere for it


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 9 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

App for the old Blue cash card? A link is floating around somewhere for it


you can just google it i think it goes straight to the app. The funny thing about that is if i were logged into my amex account I couldn't find it , but if you are incognito mode the link shows up and you can app for it i found that quite odd. Blue cash you need to put an fair amount of spending throught it before the 5% categories kick in. 6500 i believe , but good thing is there are no caps 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 10 of 86
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.