I think CITI really wants me to apply?!

[Swapmeet]

I have this diamond preferred invitation that I am using as a coaster on my desk right now, which is good until May 15th. It boasts a 0% APR on balance transfers and purchases for a whopping seven months! Impressive! I hold onto it because I am vaguely interested -- though I really don't have any room for another ex hp (9). But, on the other hand, I will be asking for a cli on my usaa platinum card and will be applying for the it a week later if my cli is approved. I may pull the trigger on the diamond preferred in the event that either of the above mentioned events do not go as planned.

[bs6054]

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@Anonymous wrote:
They are all for the thank you preferred. Think I like the Diamond Preferred. Not sure if it's a more "elite" card, wonder if they will approve me?

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If you look at both, the TYP has all the benefits of the Diamond (conceirge, private pass), except the 0% period is less (12 months vs 18) and the APR is 1% higher.  The TYP gives 1% rewards, the diamond has none, and the TYP is a flexible spending card.   So the Diamond is certainly not more "elite"!

[webhopper]

Ive been getting pre approvals for both the diamond preferred and the thank you preferred...

[Anonymous]

This is one of my favorite forums, such great members. Sounds like the thank you preferred is a better way for me to go. Maybe I'll apply for it :-)

[bs6054]

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@Anonymous wrote:
This is one of my favorite forums, such great members. Sounds like the thank you preferred is a better way for me to go. Maybe I'll apply for it :-)

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If you do, you currently have a choice.  

a) The plain meh TYP (note I am not trying to bias you in any way!) that has a 15K bonus after a $1000 spend in 3 months, and gives 1 point per $1

b) The special offer TYP, that gives 5x on gas/groceries/drug stores for 12 months.  Downside is a much small bonus (6K) but for a much smaller spend ($300 in 3 months)

[Shogun]

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@webhopper wrote:
Ive been getting pre approvals for both the diamond preferred and the thank you preferred...

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Me too, they alternate each week.