I think I hate Chase now - But I love chase Recon line and chase credit analyst line

[roshan]

I have enough asset to back me up for CLI in my chase accounts.
I did give her my current work information and current income when I asked for CLI.

[Anonymous]

It might be a good idea to have only 2 cards with higher limits not 4.Its just dont look right

I continue to voice my concern on how chase continues to  treat its checking costumers and disregard any relationship on that regard

However its not a entitlement to extend credit to its costumers rather a request

Good luck

[lg8302ch]

I can fully understand your frustration About 2 months ago I got my Freedom with 4K and no prior relation with Chase. Income slightly lower and score a bit higher. But this really does not sound right to me. Sorry!

[09Lexie]

Sounds like Chase has capped you at $13,400. They are still kinda conservative in their exposure. Nothing like NFCU handing out 5 digit CL left and right.

[mokong]

i have 3 chase account and they all merge into 1.

[Epcot]

Sorry to hear. Hope when they call back you are able to combine some of the limits.

[roshan]

Thank you everyone.

I hope they merge my accounts in one. 

I can't apply for NFCU as i don't have any connection with them. I really hope i can find some connection.

I think i may go with PenFed CC once my chase mess is clear.

[CreditScholar]

I have a feeling that they're capping you due to your other credit obligations.

85k is a decent income, but once you factor in your mortgage, car loan repayments and existing CC TLs, they may see you as being over-extended (or at risk of being over-extended). Thus they've denied you for additional credit.

[nicholasyud]

What your total uti ? is it under 9% ? Let only one card report small balance then apply for something else.

Why would you need 5 product with 10k limit when you can ask them to merge them all to one card with 10k limit ???

I'm sure a lot of people out there going insane with Chase but somehow they very stinky with their credit limit.

As other sayin, time to switch to better bank.

Some other sucess by threat closing all of their product but it's YMMV.

[CreditScholar]

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@nicholasyud wrote:

What your total uti ? is it under 9% ? Let only one card report small balance then apply for something else.

Why would you need 5 product with 10k limit when you can ask them to merge them all to one card with 10k limit ???

I'm sure a lot of people out there going insane with Chase but somehow they very stinky with their credit limit.

As other sayin, time to switch to better bank.

Some other sucess by threat closing all of their product but it's YMMV.

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I don't think they're very stinky with their CLs. Auto CLIs plus ever-increasing initial CLs seem quite generous to me.