I want to get rid of southwest for CSP

mattayy · ‎05-28-2016

Hey everyone,

I wanted to get rid of my southwest card (just wanted it for the 50k sign up bonus) and switch to the CSP...is this possible? What would I need to do?

Thanks!

EQ: 634 TU: 649 EX: 660

Cap 1 Williams Sonoma Visa $6k, Amex Gold NPSL, Amex Delta Reserve $4.4k, Amex Marriott Bonvoy Briliant $4.4k, Robinhood Gold $3k, AAA Visa $2.9k, Venture One MC $2.2k, Kohl's Visa $2k, Apple Card $1.5k, Savor $1.1k, Venmo Visa $1.8k , Credit One Amex $850, Credit One Visa $700, Target RedCard $300, Amazon $400, US Bank $300

Skye12329 · ‎05-28-2016

You would need to apply for the CSP and just move the limit over from the SW to the CSP card. Chase doesn't allow PC from a co-branded card to one of their like main cards.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

mattayy · ‎05-28-2016

Do I need to have the Southwest at a $0 balance to move it over?

EQ: 634 TU: 649 EX: 660

Cap 1 Williams Sonoma Visa $6k, Amex Gold NPSL, Amex Delta Reserve $4.4k, Amex Marriott Bonvoy Briliant $4.4k, Robinhood Gold $3k, AAA Visa $2.9k, Venture One MC $2.2k, Kohl's Visa $2k, Apple Card $1.5k, Savor $1.1k, Venmo Visa $1.8k , Credit One Amex $850, Credit One Visa $700, Target RedCard $300, Amazon $400, US Bank $300

someg33k · ‎05-28-2016

Chase 5/24 applies to CSP.

And considering your post below....

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Can-t-stop-applying-for-credit-cards/m-p/45...

RonM21 · ‎05-29-2016

Going by that thread, it may be best to leave it alone. But you know your situation better than anyone else.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

mattayy · ‎05-30-2016

I wouldn't be doing it aytime soon if it requires me to apply for it/another HP. Just curious for the future.

EQ: 634 TU: 649 EX: 660

Cap 1 Williams Sonoma Visa $6k, Amex Gold NPSL, Amex Delta Reserve $4.4k, Amex Marriott Bonvoy Briliant $4.4k, Robinhood Gold $3k, AAA Visa $2.9k, Venture One MC $2.2k, Kohl's Visa $2k, Apple Card $1.5k, Savor $1.1k, Venmo Visa $1.8k , Credit One Amex $850, Credit One Visa $700, Target RedCard $300, Amazon $400, US Bank $300