I would really like to...

[afbar1114]

get rid of cap1's and get freedom and bcp to replace them... i hate waiting...i now only use zync and slate...every thing else is SD. havent used some cards in about 4 months may need to use them soon:

Kohls last used dec/jan

Walmart last used in Feb

Cap1-NH- last used last week

Cap1- Plat- last used in feb

Home depot-Last used in dec

BBY store- last used in jan

jared- last used in dec..

 should i use any of these cards soon or am i safe for another month? i might also close some store cards because i have been forgetting about them and i dont use them but are all $0

[Juan123]

most cards are a year... are they all 0 balance? because making payments counts as activity.

i havent used my discover card in over 9 months, my capital one card in over a year... i dont think they'll be closed anytime soon tho.

honestly if you're not using them and if they have AF's just close them.

It doesnt hurt you to close them or if you let them close on there own.

[Anonymous]

I wouldn't worry about non-use this early into it. You've only gone (max) 3 months without use on some of them.

[afbar1114]

i may let some cards post next month... just wanted to bring utl to very low

[Anonymous]

If you really have no more use for a card, then I'd close it.  But I wouldn't worry about inactivity unless atleast 6 months had passed, and not really until 12 months.