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Identity Theft Resolution!

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creditwherecreditisdue
Senior Contributor

Re: Identity Theft Resolution!


@Watchmann wrote:
Tough story.  But it also shows how most identity theft occurs.  ID's are usually not stolen by dumpster diving, stealing mail from mailboxes, or security breeches at card processing centers.  They are stolen by friends and family members who have access to such data.  Doesn't mitigate the problem or the havoc it causes, but I do believe we are often too focused on the external factors and ignore the threat right under our noses. 

 

Absolutely dead on correct! +1
Message 11 of 18
Anonymous
Not applicable

Re: Identity Theft Resolution!


@Anonymous wrote:

Short version of story I'd posted before.  Friend of my daughter's, 21 years old, his mother stole his identity and ran up $9,000 in credit card bills with Citibank.  Has moved out of the family home.

 

 


 

Off topic:   it used to be a really big hit to my self-esteem to be introduced as a 'friend of the family' or 'my son's friend' instead of 'my new daughter in law' or 'my son's fiance'.     i heard it, inside my head, as 'you're not good enough for this family' and 'you're not good enough for my son'.   nice people.  low self-esteem on my part.  or maybe they were right. Smiley Happy  (long story.)     I mention it because I can't imagine getting this involved in someone's life unless they were really close to your family in other ways beyond a 'friend'.  But if you are doing this for them, and others of your children's friends, equally, more power to you.

 

just make sure you don't end up holding their hand for everything.  but thank you for being a better parent to this young man than his own mom has been.  I also hope things don't sour in the future between you all.

 

 

On topic:  I'm going to cry until I laugh if in the future Experian ignores the letter should the zombies come after this young man.   I'm glad you all got the letter.

 

 

His mom needs to be in jail.  If he has other siblings, they need their credit checked and protected too.  This cow must be stopped.

Message 12 of 18
Anonymous
Not applicable

Re: Identity Theft Resolution!

Sorry you had that experience, once many many moons ago had a Navy Commander I was dating for over a year introduced me as "my friend" at an event at the Naval Academy - did NOT go over well. 

 

No - he was not my daughter's boyfriend Smiley Happy   We live in a suburban development where everyone knows everyone and when my kids were little you could still let them walk to school because someone's mom always had an eye on them.   And I was a stay at home mom at the time. So I've known the boy since he was a toddler.  I felt bad for him - this was not his fault - and who does a 21year old turn to when his father is absent and his mother is who victimized him?  Helped another friend of hers who got burned in a real estate deal.  Guess I'm just everyone's mom lol.   I try to be good to people - karma - paying it forward.

 

I didn't hold his hand - he quite shocked me when he called the police, took care of all of that - and then emailed me the information.  I have access to computers, printers, stationery, post office for certified mail etc - it was just easier for me to cut and paste the letters and send them than it is for a young man working night shift.

 

I did tell him he should be warning his siblings. They are scattered - the family moved from here a few years ago - he always kept his ties to the area.

Message 13 of 18
creditwherecreditisdue
Senior Contributor

Re: Identity Theft Resolution!

It is very good of you to provide assistance in this troubling circumstance. Sometimes just knowing someone is there is sufficient support to get the job done.
Message 14 of 18
DI
Super Contributor

Re: Identity Theft Resolution!

I'm still flabbergasted how someone compromised my BOA card,  that I used only once to pay Comcast via its website. 
Message 15 of 18
Anonymous
Not applicable

Re: Identity Theft Resolution!


@Anonymous wrote:

I didn't hold his hand - he quite shocked me when he called the police, took care of all of that - and then emailed me the information.


 

I'm glad he didn't let that woman off the hook just because she gave birth to him.  It's a hard step to call the police on blood.  He's a very brave young man.  He is VERY lucky to have you in his life.

 

DI, that is screwed up. And you never found out who did it? or if your mail was being stolen?

Message 16 of 18
lessismore2014
Frequent Contributor

Re: Identity Theft Resolution!

i'm going thru this right now with my 19 yr old son. We just found out due to applying for a school loan. I sent all the necessary paperwork to all 3 bureaus. TU deleted everything. EQ not sure yet haven't recvd updated report. EX states the items are being investigated. Aren't they suppose to delete? I sent in affidavit, policy report, soc sec & birth cert. Is this a normal procedure wit them? He has also received 2 collection letters in the mail so I sent a copy of police report & aff to them, will they delete the acct?
Message 17 of 18
Anonymous
Not applicable

Re: Identity Theft Resolution!

I wouldn't be sending anyone copies of my kid's birth certificate and Soc Sec Card - way too easy for yet someone else to steal his identity.  Give it some time - the kid I helped his was resoved very fast - couple of weeks.   They have to note the item is in dispute - they don't have to delete it until investigated.  Make sure he keeps copies of this for forever - zombie debt has a way of popping back up when you least expect it.
Message 18 of 18
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