If I have a large balance on my $5000 NFCU CC...can I make multiple payments a month?

[Anonymous]

I want to put $500/mo on my NFCU CC and it’s easier (for me) to make four payments (every Friday) of $125 a month. Is it bad to make four payments a month? Per NFCU, my minimum payment is 120/mo...but I want to dump $500/mo to pay it off in less than a year.

[FireMedic1]

Dont know about NFCU but I've made mutiple payments a month on all my cards without a problem before. Doesnt matter what the monthly fee is if your doing that. You'd meet that and then some doing this project. Good Luck!

[CreditInspired]

Yes, NFCU allows multiple payments a month.

If the payment is made from your NFCU checking acct, you’ll get a pop-up that says, “you’ve already paid on this account, do you want to continue?” Just click “Yes.” If you want to avoid that pop up, just do an auto transfer from your NFCU checking account for every Friday for $125.

[HeavenOhio]

Paying once a week makes sense to me as it's a good fit for a lot of budgets. Also, paying sooner than later will reduce your interest charges by a little bit.

[AverageJoesCredit]

No problem at all, Navy getting paid is a good thing

[Anonymous]

I would hardly call $5,000 a large balance. 

It may seem like it is to you, but in the grand scheme of things, there's people out there with $150,000 in student loan debt for instance. 

But to answer your question, yes. You can even make one payment a day if you wish. 

[AverageJoesCredit]

Dew, for those of us with low incomes, such as myself, thats alot. All perspective i guess. Id happily take 5k to pay off my Navy if you are feeling charitable 😆

[Brian_Earl_Spilner]

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@CreditInspired wrote:
Yes, NFCU allows multiple payments a month.

If the payment is made from your NFCU checking acct, you’ll get a pop-up that says, “you’ve already paid on this account, do you want to continue?” Just click “Yes.” If you want to avoid that pop up, just do an auto transfer from your NFCU checking account for every Friday for $125.

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Ive never seen that message and I pay multiple times a month. Is that on the web portal? Because it doesn't say anything in the app

[Brian_Earl_Spilner]

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@AverageJoesCredit wrote:
Dew, for those of us with low incomes, such as myself, thats alot. All perspective i guess. Id happily take 5k to pay off my Navy if you are feeling charitable 😆

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Not just that. I barely have enough bills or wants to carry a $2-3000 balance so carrying 5k would be a lot to me.

[Anonymous]

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@AverageJoesCredit wrote:
Dew, for those of us with low incomes, such as myself, thats alot. All perspective i guess. Id happily take 5k to pay off my Navy if you are feeling charitable 😆

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I'll wire the money over to you. I need your checking and routing number?