No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
That's what I thought!I'm an existing amex member.I just applied for an amex simply busines card and I was turned down due to inquiries.When II checked my experian credit report ,there was a inquiry there from Amex.Now i'm confused.Not sure if it's different when you apply for an amex business card.
@LS2982 wrote:
@GMCSierraDenali wrote:If approved for the 1st AMEX, the 2nd application will be a SP.
If approved for the 1st & 2nd applications, a third application would require a HP.
So three apps = 2 HP's & 1 SP.
That's incorrect if its not done immediately after the 1st approval. If you wait days between apps it's 2 HP's.
Sorry, meant to include that part. I applied for the BCP, got approved, applied for the PRG literally a second later, got approved. Only 1 HP. Like 30 minutes later I applied for the SPG, had to wait for the BCP & PRG approvals to finalize in their system I guess, got approved. One more HP.
So I was approved for the BCE yesterday. If I applied for the Delta Sky Miles right now, would it be an SP or HP?
@reckedhim wrote:So I was approved for the BCE yesterday. If I applied for the Delta Sky Miles right now, would it be an SP or HP?
More than likely a HP. Might get away with a SP but thats YMMV.
@LS2982 wrote:
@reckedhim wrote:So I was approved for the BCE yesterday. If I applied for the Delta Sky Miles right now, would it be an SP or HP?
More than likely a HP. Might get away with a SP but thats YMMV.
Hmmm... I don't like the sound of YMMV.
@reckedhim wrote:So I was approved for the BCE yesterday. If I applied for the Delta Sky Miles right now, would it be an SP or HP?
It will most likely be a HP since it's been a day. Might have been able to get away with a SP if you applied within an hour of the BCE approval.
@reckedhim wrote:
@LS2982 wrote:
@reckedhim wrote:So I was approved for the BCE yesterday. If I applied for the Delta Sky Miles right now, would it be an SP or HP?
More than likely a HP. Might get away with a SP but thats YMMV.
Hmmm... I don't like the sound of YMMV.
Your rolling the dice once you get past the 1st approval day unfortunately.
Maybe I should just be happy with my one Amex approval and garden.
@reckedhim wrote:Maybe I should just be happy with my one Amex approval and garden.
I apped for BCE and Skymiles at the same time...double browser trick...got "in progress" for both...called...they asked my choice for first approval...i said BCE...boom...approved!
Still showing approved :-) but for the skymiles it has been saying "in progress". Just one HP.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |