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If you have an AMEX and...

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jna
New Contributor

Re: If you have an AMEX and...

That's what I thought!I'm an existing amex member.I just applied for an amex simply busines card and I was turned down due to inquiries.When II checked my experian credit report ,there was a inquiry there from Amex.Now i'm confused.Not sure if it's different when you apply for an  amex business card.

Message 11 of 20
L0RDAVENTAD0R
Frequent Contributor

Re: If you have an AMEX and...


@LS2982 wrote:

@GMCSierraDenali wrote:

If approved for the 1st AMEX, the 2nd application will be a SP.

 

If approved for the 1st & 2nd applications, a third application would require a HP.

 

So three apps = 2 HP's & 1 SP.


That's incorrect if its not done immediately after the 1st approval. If you wait days between apps it's 2 HP's.


Sorry, meant to include that part. I applied for the BCP, got approved, applied for the PRG literally a second later, got approved. Only 1 HP. Like 30 minutes later I applied for the SPG, had to wait for the BCP & PRG approvals to finalize in their system I guess, got approved. One more HP.

Message 12 of 20
reckedhim
Frequent Contributor

Re: If you have an AMEX and...

So I was approved for the BCE yesterday.  If I applied for the Delta Sky Miles right now, would it be an SP or HP?

Message 13 of 20
LS2982
Mega Contributor

Re: If you have an AMEX and...


@reckedhim wrote:

So I was approved for the BCE yesterday.  If I applied for the Delta Sky Miles right now, would it be an SP or HP?


More than likely a HP. Might get away with a SP but thats YMMV.




EQ FICO 548 3/3/16
Message 14 of 20
reckedhim
Frequent Contributor

Re: If you have an AMEX and...


@LS2982 wrote:

@reckedhim wrote:

So I was approved for the BCE yesterday.  If I applied for the Delta Sky Miles right now, would it be an SP or HP?


More than likely a HP. Might get away with a SP but thats YMMV.


Hmmm... I don't like the sound of YMMV.

Message 15 of 20
L0RDAVENTAD0R
Frequent Contributor

Re: If you have an AMEX and...


@reckedhim wrote:

So I was approved for the BCE yesterday.  If I applied for the Delta Sky Miles right now, would it be an SP or HP?


It will most likely be a HP since it's been a day. Might have been able to get away with a SP if you applied within an hour of the BCE approval.

Message 16 of 20
LS2982
Mega Contributor

Re: If you have an AMEX and...


@reckedhim wrote:

@LS2982 wrote:

@reckedhim wrote:

So I was approved for the BCE yesterday.  If I applied for the Delta Sky Miles right now, would it be an SP or HP?


More than likely a HP. Might get away with a SP but thats YMMV.


Hmmm... I don't like the sound of YMMV.


Your rolling the dice once you get past the 1st approval day unfortunately.




EQ FICO 548 3/3/16
Message 17 of 20
reckedhim
Frequent Contributor

Re: If you have an AMEX and...

Maybe I should just be happy with my one Amex approval and garden.

Message 18 of 20
LS2982
Mega Contributor

Re: If you have an AMEX and...


@reckedhim wrote:

Maybe I should just be happy with my one Amex approval and garden.





EQ FICO 548 3/3/16
Message 19 of 20
codesingh
Regular Contributor

Re: If you have an AMEX and...

I apped for BCE and Skymiles at the same time...double browser trick...got "in progress" for both...called...they asked my choice for first approval...i said BCE...boom...approved!

Still showing approved :-) but for the skymiles it has been saying "in progress". Just one HP.

 

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Message 20 of 20
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