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Im going with CITI Basic Checking acct.

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BearsAndTurtlesRtheBest
Senior Contributor

Im going with CITI Basic Checking acct.

Yes looks like they will be the bank who I will bank with. Ima go this month to take my DL test and then go to a brach and open an acct.

 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: Im going with CITI Basic Checking acct.

Citi is currently offering a decent opening bonus worth $200 if you look around.
Message 2 of 24
myjourney
Super Contributor

Re: Im going with CITI Basic Checking acct.

WTG 

You're off to a wonderful start..keep up the good work

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 24
BearsAndTurtlesRtheBest
Senior Contributor

Re: Im going with CITI Basic Checking acct.

Thanks.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 24
koalablue
Frequent Contributor

Re: Im going with CITI Basic Checking acct.

+1 Hope Citi treats you well and that you have a long and happy banking relationship with them. Well done.
Message 5 of 24
BearsAndTurtlesRtheBest
Senior Contributor

Re: Im going with CITI Basic Checking acct.

I wonder what is required to get the $200. The $10 monhtly fee is waived if you have direct deposit which I will with my check being deposited every bi-weekly and also you must pay a bill online using your checking acct.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 24
BearsAndTurtlesRtheBest
Senior Contributor

Re: Im going with CITI Basic Checking acct.

Ima pay the cable bill so thats tooken care of, also since I dont yet have an ID or DL can i still open a acct or should I wait this month when I go take the test Im currently studing the quiestion via Zoom Zoom.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 7 of 24
navigatethis12
Valued Contributor

Re: Im going with CITI Basic Checking acct.

Their banking is good, but it takes forever to receive everything to get it set up online. I like that they give you $6 a month if you have the basic chequing account(you have to have the savings too). If you only have one of these that's $72 a year just for having direct deposit and a bill payment. It isn't much, but more than other banks give.

Message 8 of 24
BearsAndTurtlesRtheBest
Senior Contributor

Re: Im going with CITI Basic Checking acct.

What do you mean they give you $6? Is it a reward or cashback ?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 9 of 24
creditnocash
Valued Contributor

Re: Im going with CITI Basic Checking acct.


@BearsAndTurtlesRtheBest wrote:

Ima pay the cable bill so thats tooken care of, also since I dont yet have an ID or DL can i still open a acct or should I wait this month when I go take the test Im currently studing the quiestion via Zoom Zoom.


it depends if you want too wait or not. 

 

you can either use a primary id, or 2 forms of valid id (i.e. passport,social security card, birth certificate, student id(usually if under 18))but you can call a branch too verify



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