In Love with AMEX... 2k in 10 days!

[webhopper]

I'm loving AMEX... I ran 2k in charges within 10 days... and then easily set up a PIF for today through their phone app.  Even though I checked my spending limit at 2k, they allowed me to go all the way to $2057.... I think I"m in love with this new card!  If this was Discover, they would have fraud alerted me by now I'm sure and I'd be getting phone calls from their  1-800 number!

I got the card on 2/11/12... Most pleased so far!  Other users have similar experiences??

[cutemarty1]

cool!  Same here around 2500 for the spending ability feature --- then 5000 then 7000 and now at 12500.  I changed it to the Zync though from Gold.  Planning to clse my zync since I got the Hilton Honors approved just today... should I?

[pizzadude]

I've actually never submitted a payment via telephone ~ I have used the website and also their mobile phone application.   Payments are extremely fast and easy to submit with both of these.

[webhopper]

I guess

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@cutemarty1 wrote:

cool!  Same here around 2500 for the spending ability feature --- then 5000 then 7000 and now at 12500.  I changed it to the Zync though from Gold.  Planning to clse my zync since I got the Hilton Honors approved just today... should I?

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I guess that would depend on your spending style... Do you use Hilton a lot for work travel... if yes, I would keep the Zync, to help with AAoA, and use it for things like the cable bill. Ulitmately its up to you!  How long have you had the Zync / Gold cards?

[cutemarty1]

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@webhopper wrote:

I guess

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@cutemarty1 wrote:

cool!  Same here around 2500 for the spending ability feature --- then 5000 then 7000 and now at 12500.  I changed it to the Zync though from Gold.  Planning to clse my zync since I got the Hilton Honors approved just today... should I?

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I guess that would depend on your spending style... Do you use Hilton a lot for work travel... if yes, I would keep the Zync, to help with AAoA, and use it for things like the cable bill. Ulitmately its up to you!  How long have you had the Zync / Gold cards?

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Zync/Gold ---> 1 year and 2 months. 

[RyVision]

For the 25$ fee for the ZYNC, I wouldn't close it, just to have at least one charge account with AMEX. It will only help to have it show as open on a CR.

[RockinRay]

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@RyVision wrote:

For the 25$ fee for the ZYNC, I wouldn't close it, just to have at least one charge account with AMEX. It will only help to have it show as open on a CR.

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+1 -

[LS2982]

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@webhopper wrote:

I'm loving AMEX... I ran 2k in charges within 10 days... and then easily set up a PIF for today through their phone app.  Even though I checked my spending limit at 2k, they allowed me to go all the way to $2057.... I think I"m in love with this new card!  If this was Discover, they would have fraud alerted me by now I'm sure and I'd be getting phone calls from their  1-800 number!

I got the card on 2/11/12... Most pleased so far!  Other users have similar experiences??

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Actually some pleasant news on AMEX letting a new cardholder spend without throwing the F/R penalty card at you!! Awesome!

[Open123]

For a thin credit file, this is where a charge card is infinitely superior to a credit card with a hard limit. 

In most cases, hard CLs take 6 months (usually some small token 20% - 30% increase) and years of history to raise to an adequate level.  Charge cards allow for much faster and accelerated spending ability.  

In 4 or 5 months, you can have a NPSL of $5k+ easily.  

[LS2982]

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@Open123 wrote:

For a thin credit file, this is where a charge card is infinitely superior to a credit card with a hard limit. 

In most cases, hard CLs take 6 months (usually some small token 20% - 30% increase) and years of history to raise to an adequate level.  Charge cards allow for much faster and accelerated spending ability.  

In 4 or 5 months, you can have a NPSL of $5k+ easily.  

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I really want that AMEX Zync or Green, I probably could get it in 6 months but I want to be absolutely 100% sure I get it and go for it in January. Maybe they"ll soft me in 6 months withe their prepaid being used and give me some good news!!!