In process of applying for SCC

[Anonymous]

Hello Everyone,  I am in the process of applying for a secured credit card as I do not have any revolving account. I just got and filled out a Orchard application and it asking me

Citizen of:   _________ USA _________ Other

Country of Citizenship, if other: ____________________

How would I answer this, if I am Latino (Hispanic) but I am a resident of Florida and do posses a residency card (green card)? I am confused as some people consider citizen of Florida, citizen of a city where you live and etc, which does not mean the legal status in the US.

Thanks in advance

[currentlywinning]

Your green card makes you a permanent resident but thats it. How long have you been in FL? Are you married to a US citizen?

[Anonymous]

Lived in Florida for about 24 years and not married.

[Anonymous]

You may want to look at some unsecured cards for BUILDING credit. Orchard products are typically for people who are REBUILDING credit.

Here's a good one for someone in your position:

http://www.capitalone.com/creditcards/newcomer-credit-card/a/?linkid=WWW_1010_CARD_TGUNS11_CCBRWREW_...

You don't need any credit history to qualify for it, although the starting CL will be low. It's unsecured, has no annual fee, and gives you some cash back.

[LS2982]

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@Anonymous wrote:

You may want to look at some unsecured cards for BUILDING credit. Orchard products are typically for people who are REBUILDING credit.

Here's a good one for someone in your position:

http://www.capitalone.com/creditcards/newcomer-credit-card/a/?linkid=WWW_1010_CARD_TGUNS11_CCBRWREW_C3_18_T_CP22417AW

You don't need any credit history to qualify for it, although the starting CL will be low. It's unsecured, has no annual fee, and gives you some cash back.

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+1

[Anonymous]

Hello Everyone, I am still uncertain on what to put. I have already applied for Cap1 and I am in need of a second account. I have residency card (green card) for over 23 years and have always lived in the state of Florida. Help please

[Anonymous]

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@Anonymous wrote:

Hello Everyone, I am still uncertain on what to put. I have already applied for Cap1 and I am in need of a second account. I have residency card (green card) for over 23 years and have always lived in the state of Florida. Help please

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You need to put the country of which you are a citizen.  Residency is not citizenship.   Florida is a state, not a country, so it does not count.

[Anonymous]

thanks Wolf3

[Anonymous]

Woohoo! Greetings my fellow Floridian!

[Anonymous]

I recommend Orchard for who does not owe or had problems with banks, they do check ChexSystem. For others that have issues with banks or checks, go directly to Cap One & WellsFargo. Gd luck

Orchard = DENIED (3-29-2012)

Cap One = APPROVED (4-11-2012)

WellsFargo = DENIED (6-28-2012) then DENIED (6-30-2012) then APPROVED (7-01-2012)