cancel
Showing results for 
Search instead for 
Did you mean: 

In terms of credit cards: Where does my score rank?

tag
Breakthecycle2
Established Contributor

In terms of credit cards: Where does my score rank?

What score range? Would mine be considered good? fair? Bad?


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: In terms of credit cards: Where does my score rank?


@Breakthecycle2 wrote:

What score range? Would mine be considered good? fair? Bad?


 

What is your FICO score said?

Message 2 of 15
Breakthecycle2
Established Contributor

Re: In terms of credit cards: Where does my score rank?

t says not good, but places that have pulled my credit say it's slightly better then fair. I am confused. LOL


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 15
laz98
Senior Contributor

Re: In terms of credit cards: Where does my score rank?

i think according to fico, "not good" IS better than "fair" Smiley Surprised

Message 4 of 15
Breakthecycle2
Established Contributor

Re: In terms of credit cards: Where does my score rank?

 


@laz98 wrote:

i think according to fico, "not good" IS better than "fair" Smiley Surprised


 

LOL..damn Issac! lol

 


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 5 of 15
Anonymous
Not applicable

Re: In terms of credit cards: Where does my score rank?


@Breakthecycle2 wrote:

t says not good, but places that have pulled my credit say it's slightly better then fair. I am confused. LOL


The categories for the score is ...  Very Poor  -   Poor  -  Fair  -  Good  -  Excellent   ... I think.

So "Not Good" is between "Fair" and "Good" ?

If it was not from this site, it is FACO!     right everyone?

Message 6 of 15
Breakthecycle2
Established Contributor

Re: In terms of credit cards: Where does my score rank?

 


@Anonymous wrote:

@Breakthecycle2 wrote:

t says not good, but places that have pulled my credit say it's slightly better then fair. I am confused. LOL


If it was not from this site, it is FACO!     right everyone?


 

Even Mortgage brokers?

 


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 7 of 15
fused
Moderator Emeritus

Re: In terms of credit cards: Where does my score rank?

The FICO scoring categories are:

 

Great - 760+

Very Good - 720+

Good - 680+

Not Good - I'm not entirely sure where the cutoff is but if I remember correctly its 640+

Bad - not sure if its 640 or lower

Message 8 of 15
MarineVietVet
Moderator Emeritus

Re: In terms of credit cards: Where does my score rank?

 


@Anonymous wrote:

If it was not from this site, it is FACO!     right everyone?


Not exactly.
One place to buy is certainly here at myfico. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Equifax score at www.equifax.com (If you look hard enough) and your Transunion score at www.transunioncs.com. No one has been able to pull their own Experian FICO score since last February. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only.
From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

 

 

Message 9 of 15
Anonymous
Not applicable

Re: In terms of credit cards: Where does my score rank?


@MarineVietVet wrote:

 


@Anonymous wrote:

If it was not from this site, it is FACO!     right everyone?


Not exactly.
One place to buy is certainly here at myfico. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Equifax score at www.equifax.com (If you look hard enough) and your Transunion score at www.transunioncs.com. No one has been able to pull their own Experian FICO score since last February. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only.

 


So ... ok ... 

1.  How about if you get from Experiandirect.com?    Somebody told me it is FACO.  

2.  How about if you get from annualcreditreport.com for each one for FREE?    *It only gave me a report, not score?

Thanks.   Semper Fi!    

Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.