In the market for a MC

[fltireguy]

Bank of America has a few MC products on their main credit card page that have no AF, as well as no FTF.... Plus, they are a good lender, and are mentally stable, unlike Barclays...

[Anonymous]

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@fltireguy wrote:

Bank of America has a few MC products on their main credit card page that have no AF, as well as no FTF.... Plus, they are a good lender, and are mentally stable, unlike Barclays...

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That might explain why Barclays has always insta-approved me and given unsolicited CLI's, while BofA continues to insta-deny all applications and offer me only secured cards... ha!

[K-in-Boston]

On phone so can't quote, but replying to question about BOA. If you apply on the phone, you can request Visa or MasterCard. When the analyst talked me into my BankAmericard, she did specifically ask me if I had a preference. I did not and so it was issued as a MasterCard.

+1 on running into Canadian merchants in Montreal and Toronto that accept MC but not Visa. I tend to carry a carry a card from each network when traveling and only use cash in areas where credit is not widely accepted (i.e. Former Yugo countries).

[MrDisco99]

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@Anonymous wrote:

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@fltireguy wrote:

Bank of America has a few MC products on their main credit card page that have no AF, as well as no FTF.... Plus, they are a good lender, and are mentally stable, unlike Barclays...

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That might explain why Barclays has always insta-approved me and given unsolicited CLI's, while BofA continues to insta-deny all applications and offer me only secured cards... ha!

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Yeah... I also kinda question BoA's mental stability when they give me a pre-qual offer with extra signup bonus like they want me and then insta-deny and recon deny.  Reminds me of some women I dated back in my single days.

[iced]

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@MrDisco99 wrote:

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@Anonymous wrote:

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@fltireguy wrote:

Bank of America has a few MC products on their main credit card page that have no AF, as well as no FTF.... Plus, they are a good lender, and are mentally stable, unlike Barclays...

---

That might explain why Barclays has always insta-approved me and given unsolicited CLI's, while BofA continues to insta-deny all applications and offer me only secured cards... ha!

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Yeah... I also kinda question BoA's mental stability when they give me a pre-qual offer with extra signup bonus like they want me and then insta-deny and recon deny.  Reminds me of some women I dated back in my single days.

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I'm on the good side of Barclays instability. Had a card with them for 10 years now, haven't used in in around 3 years and they haven't taken any AA, so I imagine they don't mind having me stick around.

I'm thinking about giving BoA a chance, but I've never had a single account with them so they're an unknown to me. At least Barclays is the devil I know.

[TiggerDat]

I am pretty sure Voice has a fee.  

[driftless]

Why not Capital One cards?

[iced]

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@driftless wrote:
Why not Capital One cards?

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I went very late on a Capital One card in 2012. A CSR informed me that my limit was zeroed out, my account was permanently frozen/flagged and that I would not be approved if I applied for another card, so I paid the balance and walked away from Capital One.

[Anonymous]

Definitely would recommend BofA for the MC option. I have a visa and my friend has a mastercard, it's funny cause just a couple of weeks ago I didn't know they gave you an option to choose, my friend kept saying " I chose MC on purpose cause I didn't have a MC yet".....I was clueless...lol but now I know. I believe in their application it gives you an option to choose which one you want issued from what I was told. 

[Anonymous]

Parts of Canada definitely, particularly Quebec, favor MC over Visa, at least they did a few years ago.  I was dumbfounded to realize my Visa cards were worthless.