No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Use it a lot and PIF a few times. The $1000 spend sign up bonus will get you 10K points and if you make 20 transactions, you get your points + 20%.
Im using it for my everyday spend until my US Airways card comes. $1,400 in charges, $1,100 in payments three weeks into my first statement. Amex prefers no balances with heavy use (treat it like a charge card if you can), but with an intro 0% APR period of 15 months, they expect a relatively small balance I'm sure.
Lenders always want to see responsible use. None of them mind a little interest income.
@Tomgon1981 wrote:
Will that help out best with the CLI cause its hard to manage a measly $500 SL
You know, Most AMEX cards have flexible limits.
You can charge and make payments, let 1-9% report.