Hi i would like to get some feedback. I have a credit card i need to pay off but my interest is 24.99%. i cannot kjeep paying it at this rate, every time i make apayment it goes up or only makes like a $50 difference.
My score is 687. can anyone tell me what APR i should be recieving at this rate?
not enough info to help, we need to know what the credit history / score was at the time of approval, credit limits, your credit history, and many other variables. But I would think you should be within 22-25% area imo. if your scores were consistant with the time of approval. Regardless you should pay things down asap.
There is an 18month 0% offer on the Discover IT right now. Baring recent BK, lates, or other recent derogs it is certainly within your grasp at that score. Chase Slate would also be attainable. I'd do DIscover first and if the CL isn't enough to cover the balance you have on the other card do the Slate and transfer the rest. Discover should be instant depending on overall profile. Chase may be an initial decline but your chances of approval on recon are very good.