Interest Rates

[Anonymous]

Hi,

What rates you are getting on your ccs?

I have three cards at the following APR:

BofA AMEX: 7.9%
BofA MC: 9.99
Chase VISA: 15.24%

FICO appx 700-722

[Creditaddict]

My main card is USbank Sig. and it's variable, as of last month 11.24.

Your 7.9 sounds good to me!

[Anonymous]

Just found out the average is 13.1%.

Check indexcreditcards.com

April 8, 2008


Weekly Averages:

* Average consumer credit card rate (non-reward): 13.01%
* Average reward credit card rate: 14.97%
* Average student credit card rate: 14.84%
* Average business credit card rate (non-reward): 10.83%
* Average business reward credit card rate: 12.16%

[Anonymous]

None of my APR's are anything to brag about-

My best APR is 9.50 (should drop another .25)

I refuse to pay CC interest- the little CC debt I have is all on 0%.

[Anonymous]

My best rates are--

Bank of America WorldPoints Visa--7.9% Fixed

Chase Freedom Visa--Prime Rate+0.49%, or 5.49%

[Anonymous]

My best APR is BofA Accelerated Rewards Amex: 9.99% fixed.

[MidnightVoice]

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cheddar wrote:

My best APR is BofA Accelerated Rewards Amex: 9.99% fixed.

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I have a CU 9.9 fixed which is if I ever need a short term loan and have to carry a balance - it is probably easier than taking it out of savings  .

 My others are rewards cards and much higher

[Anonymous]

My lowest is 14.9 (HSBC). My highest is 26.2 (Merrick).

[MattH]

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@Anonymous wrote:
Hi,

What rates you are getting on your ccs?

I have three cards at the following APR:

BofA AMEX: 7.9%
BofA MC: 9.99
Chase VISA: 15.24%

FICO appx 700-722

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My lowest credit card APR is 7.24%, my highest credit card APR is 17.24%, with my FICO scores (consistently over 750 for years) and DTI ratio (mortage PITI under 15% of my base salary, under 12% of my salary plus bonus, under 9% of our combined household incom and no debts other than mortgage) I am confident I could get a credit card under 7% if I cared, but since I pay all credit cards in full every month I don't need to.

[Anonymous]

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Message Edited by Jewels731 on 06-18-2009 06:58 PM