Interest Rates

[Anonymous]

Bank of America American Express Card - 7.90% on purchases and balance transfers

Bank of America Worldpoints Card - 9.99% on purchases and 1.99% on balance transfers until December, 2008

Chase Visa - 0% - 15 or 18 months (can't remember it has been so long) balance transfer until March, 2009.  9.99 APR for purchases.

SandyK

Message Edited by sankofa on 05-18-2008 01:44 PM

[Anonymous]

Wow. Huge range here.

0% on a balance transfer to over 30%.

[smallfry]

NFCU 10.9%

Penfed 10.9%

Citi Pro 0 for 1 year then prime plus 3.49%

Same for Citi DP

Juniper Sea Miles 13.24%

Chase Visa 0 for 1 year then 14.9% Gonna work on that one late next month when it gets to 1 year anniversary.

[ocheosa]

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fused wrote:

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ocheosa wrote:

Awesome! I am going to wait a year and try to get it lowered again. I have had this card for 2 years and it is actually my "go to" card. I can either pay in full or run a balance (no longer than 3 months). Have been wondering about changing to Clear; would you think it better or worse? It seems to have more perks.

Message Edited by ocheosa on 05-18-2008 12:17 PM

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Clear is the way to go if fees are important to you. No BT fees makes Clear an attractive card.

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Hi Fused,

Thanks for the info .  I am giving Clear a test drive; will see how things pan out over the first year and then decide if its worth it or not. BTW, checked the statement on my blue and it has changed to 6.99. Those variable rates do come in handy.

Message Edited by ocheosa on 05-31-2008 10:47 PM

[Anonymous]

Juniper Platinum %7.99

[Anonymous]

B0fA Alaska Airlines Business        15.99

BofA Alaska Airlines                        14.86  

BofA Visa                                         18.24

CU Visa                                             9.15

Wells Fargo Visa                             14.10

Capital One Visa                              13.90

Chevy Chase Visa                           10.99

US Bank Visa                                   15.75                                                         

PayPal Visa                                      19.50

Phillips 66/Union 76 Visa                  19.50 (use it for the 4% rebate, and PIF)

Am/Ex Blue                                      9.99%

Am/Ex Gold                                     15.99%

Am/Ex Plat                                        N/A (PIF)

Home Depot                                     21.80 (use for 6 and 12 months SAC)

Shell, Chevron, Phillips 66/Union 76, all PIF

All together aprox 115,000.00 of Visa CL, currently all with ZERO BALANCE