Interesting CLI decline reason

[Anonymous]

I recenlty applied for a CLI on my Wally card. Got the letter today and the number one reason is:

"Too few premium bankcard accounts" 

What does GEMB consider to be a sufficient number of premium accounts and who the heck are they considering premium?

I Have a Wells Fargo Visa, Barclays Visa, 2 CU Visas... Those are not premium?

Oh well, at least it wasn't a HP! 

[LS2982]

I'm really nervous on what they're gonna say for me, I'm asking in 10 days after all my blance updates come through.

[Anonymous]

Hmm interesting. Maybe they mean national banks? Like Chase, Citi, BofA, Capital One, etc.

[Trigga]

How long did you have the card ?

[Anonymous]

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@Trigga wrote:

How long did you have the card ?

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I have had it 11 months (will be a year in March) 

[Scuba]

Man, can they come up with the wackiest reasons.

They will absolutely come up with anything to say and feel good about saying it.

[Helpmeraiseit]

I thought I was the only one getting crazy reasons like you. I was told, because I used the card too much in the past 18 months that i'm not eiligible for an increase. i used it to buy a laptop year and a half ago because of the interest free financing.

[Anonymous]

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@Anonymous wrote:

Hmm interesting. Maybe they mean national banks? Like Chase, Citi, BofA, Capital One, etc.

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I am almost tempted to call and ask what a "premium bankcard" is. I have Cap1, Barclays, and Wells Fargo in my card portfolio. I would think Wells would be looked at as a premium card.

[LS2982]

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@Anonymous wrote:

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@Anonymous wrote:

Hmm interesting. Maybe they mean national banks? Like Chase, Citi, BofA, Capital One, etc.

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I am almost tempted to call and ask what a "premium bankcard" is. I have Cap1, Barclays, and Wells Fargo in my card portfolio. I would think Wells would be looked at as a premium card.

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Yea I would recon that and let us know what they say.