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Interesting Discover Apr redux dp

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AverageJoesCredit
Legendary Contributor

Re: Interesting Discover Apr redux dp


@pinkandgrey wrote:

Yeah, Disco is pretty great with the "ask and you shall receive" stuff lol. 
Congrats, @AverageJoesCredit , and good to see you back on the forums!


Thanks PinkieSmiley Wink.  Great to be backSmiley Happy

Message 11 of 18
AverageJoesCredit
Legendary Contributor

Re: Interesting Discover Apr redux dp


@Guyatthebeach wrote:

AJC,

 

Great data point.  I will call them to see if they lower my APR when I make a payment on the account.  I am not holding my breath because that card gets PIF monthly. 

Guyatthebeach


Hey Guy, i wouldnt stress it much, i  always PIF with Disco  and it hasnt stopped me lol. Even if they say no there's always next time when they might say yes!

Message 12 of 18
CreditInspired
Super Contributor

Re: Interesting Discover Apr redux dp


@AverageJoesCredit wrote:

@pinkandgrey wrote:

Yeah, Disco is pretty great with the "ask and you shall receive" stuff lol. 
Congrats, @AverageJoesCredit , and good to see you back on the forums!


Thanks PinkieSmiley Wink.  Great to be backSmiley Happy


Hi @AverageJoesCredit. Congrats on both. Thats wonderful news! And happy holidays to you too. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 13 of 18
AverageJoesCredit
Legendary Contributor

Re: Interesting Discover Apr redux dp


@CreditInspired wrote:

@AverageJoesCredit wrote:

@pinkandgrey wrote:

Yeah, Disco is pretty great with the "ask and you shall receive" stuff lol. 
Congrats, @AverageJoesCredit , and good to see you back on the forums!


Thanks PinkieSmiley Wink.  Great to be backSmiley Happy


Hi @AverageJoesCredit. Congrats on both. Thats wonderful news! And happy holidays to you too. 


Thank you @CreditInspired  i hope so for you as well!   My best for you and your familySmiley Happy

Message 14 of 18
Wrigley2172
Frequent Contributor

Re: Interesting Discover Apr redux dp


@AverageJoesCredit wrote:

@CreditInspired wrote:

@AverageJoesCredit wrote:

@pinkandgrey wrote:

Yeah, Disco is pretty great with the "ask and you shall receive" stuff lol. 
Congrats, @AverageJoesCredit , and good to see you back on the forums!


Thanks PinkieSmiley Wink.  Great to be backSmiley Happy


Hi @AverageJoesCredit. Congrats on both. Thats wonderful news! And happy holidays to you too. 


Thank you @CreditInspired  i hope so for you as well!   My best for you and your familySmiley Happy


Great you see you back ajc😘

 

I will slightly hijack your thread if you dont mind though its relavant to your topic i promise! Lol im 6 months into a BT on my disco. In months prior to my transfer id been denied a cli for not using enough CL. Does bt count as activity and do we know how ms disco feels about asking for things with an active BT?

Affinity Cash Rewards: 15,000
Amex BCP: 30,000
Amex Platinum
BCU Cash Rewards: 18,000
Discover it: 14,700
TJX Mastercard: 2,500
Venmo: 10,000
Chase Freedom Flex 16500
>>23k student loan-payed off
Ficos 8's ~790
Inq: EX:0 EQ:1 TU:1
Message 15 of 18
AverageJoesCredit
Legendary Contributor

Re: Interesting Discover Apr redux dp


@Wrigley2172 wrote:

@AverageJoesCredit wrote:

@CreditInspired wrote:

@AverageJoesCredit wrote:

@pinkandgrey wrote:

Yeah, Disco is pretty great with the "ask and you shall receive" stuff lol. 
Congrats, @AverageJoesCredit , and good to see you back on the forums!


Thanks PinkieSmiley Wink.  Great to be backSmiley Happy


Hi @AverageJoesCredit. Congrats on both. Thats wonderful news! And happy holidays to you too. 


Thank you @CreditInspired  i hope so for you as well!   My best for you and your familySmiley Happy


Great you see you back ajc😘

 

I will slightly hijack your thread if you dont mind though its relavant to your topic i promise! Lol im 6 months into a BT on my disco. In months prior to my transfer id been denied a cli for not using enough CL. Does bt count as activity and do we know how ms disco feels about asking for things with an active BT?


Hi @Wrigley2172  nice to see ya around as wellSmiley Happy. Its my honest belief that actually carrying a bt is activity and in past years ive seen many people get better cli results having one than  not , though of course everything is ymmv with Ms Disco.  I would love to give Disco some bt business but alas theyve taken them away from me for about 2 + years now.

 

Great thing is you have nothing to lose asking for a cli even while carrying a balance as its sp , to my current knowledge,  and even if denied you can keep trying periodically without having to wait a specific time period!. Best of luck on your future cli endeavers!

Message 16 of 18
Anonymous
Not applicable

Re: Interesting Discover Apr redux dp


@AverageJoesCredit wrote:

@GApeachy wrote:

Howdie howdie AJC!  Great news on both cardsSmiley Wink


Howdy @GApeachy  thanks,  still thankful i have my Discos lolSmiley Happy


Hey AJC ... good to see you .. keeps us honest! Also, had my Disco a long time and they have been there for me when I needed them! Smiley Happy

Message 17 of 18
AverageJoesCredit
Legendary Contributor

Re: Interesting Discover Apr redux dp


@Anonymous wrote:

@AverageJoesCredit wrote:

@GApeachy wrote:

Howdie howdie AJC!  Great news on both cardsSmiley Wink


Howdy @GApeachy  thanks,  still thankful i have my Discos lolSmiley Happy


Hey AJC ... good to see you .. keeps us honest! Also, had my Disco a long time and they have been there for me when I needed them! Smiley Happy


Hello there @Anonymous  thank you ! Im almost a Dino with a recent bday so one day i hope to be able to  place myself in good company 🦖🐲🦕

Message 18 of 18
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