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Interesting - Never charged AF for CSP

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Hut1
Established Contributor

Interesting - Never charged AF for CSP

I was approved for the Chase Sapphire preferred in 2022. I fully expected and planned for the $95 annual fee to be charged the following year but I never received it. I thought "OK maybe there was some sort of a promotion? I'll get it next year"  but the following year came and went as did the years after and I have never been charged the annual fee. I feel like I won some sort of a lottery as this is one of my daily cards. 

I've never called Chase to inquire as I'm scared it's a fluke and they'll fix it and backdate the fees.😅

Has this happened to anyone else?






Message 1 of 5
4 REPLIES 4
NoMoreE46
Community Leader
Senior Contributor

Re: Interesting - Never charged AF for CSP

@Hut1 

 

"This is Chase Customer Service. Please contact us  Immediately  so that we may address your concerns..."

 

😃

 


@Hut1 wrote:

I was approved for the Chase Sapphire preferred in 2022. I fully expected and planned for the $95 annual fee to be charged the following year but I never received it. I thought "OK maybe there was some sort of a promotion? I'll get it next year"  but the following year came and went as did the years after and I have never been charged the annual fee. I feel like I won some sort of a lottery as this is one of my daily cards. 

I've never called Chase to inquire as I'm scared it's a fluke and they'll fix it and backdate the fees.😅

Has this happened to anyone else?


 

Message 2 of 5
DONZI
Established Contributor

Re: Interesting - Never charged AF for CSP

Wow! That's strangely amazing!

 

Maybe it's a test. Smiley WinkSmiley Surprised

 

Sign-up link? Smiley LOL

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[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
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Message 3 of 5
SusanJA
Established Member

Re: Interesting - Never charged AF for CSP

Are you absolutely sure? Check your transaction history. If that's true, it's awesome. Reminds me of the never-ending Amex gift card Tom Segura got. 

Message 4 of 5
DXness
Regular Contributor

Re: Interesting - Never charged AF for CSP

Did you carefully check your first month statement and then that same month each year?  The AF for its corresponding year posts right away in the first month, not the last month.

Personal:



Business:

__

Rebuilding, FICO 8s as of May 2026:


EX VS3: 745, EQ VS3: 755, TU VS3: 753, VS4: 709
Message 5 of 5
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