Interesting - Never charged AF for CSP

[Hut1]

I was approved for the Chase Sapphire preferred in 2022. I fully expected and planned for the $95 annual fee to be charged the following year but I never received it. I thought "OK maybe there was some sort of a promotion? I'll get it next year"  but the following year came and went as did the years after and I have never been charged the annual fee. I feel like I won some sort of a lottery as this is one of my daily cards. 

I've never called Chase to inquire as I'm scared it's a fluke and they'll fix it and backdate the fees.😅

Has this happened to anyone else?

[NoMoreE46]

@Hut1 

"This is Chase Customer Service. Please contact us  Immediately  so that we may address your concerns..."

😃

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@Hut1 wrote:

I was approved for the Chase Sapphire preferred in 2022. I fully expected and planned for the $95 annual fee to be charged the following year but I never received it. I thought "OK maybe there was some sort of a promotion? I'll get it next year"  but the following year came and went as did the years after and I have never been charged the annual fee. I feel like I won some sort of a lottery as this is one of my daily cards. 

I've never called Chase to inquire as I'm scared it's a fluke and they'll fix it and backdate the fees.😅

Has this happened to anyone else?

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[DONZI]

Wow! That's strangely amazing!

Maybe it's a test. 

Sign-up link? 

[SusanJA]

Are you absolutely sure? Check your transaction history. If that's true, it's awesome. Reminds me of the never-ending Amex gift card Tom Segura got. 

[DXness]

Did you carefully check your first month statement and then that same month each year?  The AF for its corresponding year posts right away in the first month, not the last month.

[redpat]

@Hut1 

Are an active military member?

If so chase waives fees for all members.

[Hut1]

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@SusanJA wrote:

Are you absolutely sure? Check your transaction history. If that's true, it's awesome. Reminds me of the never-ending Amex gift card Tom Segura got. 

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@SusanJA 100% positive. Strange, right?! 

[Hut1]

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@DXness wrote:

Did you carefully check your first month statement and then that same month each year?  The AF for its corresponding year posts right away in the first month, not the last month.

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@DXness 100% positive. I've been using YNAB for years which is how I realized I've never paid the fee. I've had the same $95 sitting in my CC AF category since '22. 😅