Interesting offer from BoA: An upgrade

[MrShush]

Funny, but I didn't shred the offer from FNBO! Still, I shouldn't apply...

[Ron1]

What was the card offered?

Ron.

[MrShush]

The Maximum Rewards.

[Ron1]

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@MrShush wrote:
The Maximum Rewards.

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It seems like a good card. At least yours got rewards. Mine doesn't have anything. You can use it as everyday card.  It think it is better than BOA/FIA. It is a good replacement . What are the terms of the card?

Ron.

[MrShush]

0% APR on purchases until Aug 12 and BT's until 01/13. Rate is 13.99 variable.

[Ron1]

Not bad. The rate are good.  The purchase APR is 2% higher than mine because it has rewards.

Ron.

[Ron1]

You might want to try something different other than BofA, Citi, Chase, Barclays.

Ron.

[MrShush]

I do have a Nationwide besides the majors.

[Ron1]

They denied me because too much available credit. I  got a few from my local cu.

Ron.

[MrShush]

PSECU is looking good but I am very cautious about new apps. 800 is so close!