Interesting question about WaMu and Chase

[Anonymous]

Just got my replacement cards since my WAMU card expires in March.... and guess what it is an ugly gray WAMU card! I lost my nice ruby red card to an ugly gray one. They also informed me that I will have to pay the default rate of 33% until I have a zero balance (currently 4,500) since I was over my credit limit twice ($3.60 and $62.74) in the past 12 months, It has been over 5 months since the last over the limit fee, I will try and call the backdoor number to see if I can reduce the interest,

[Anonymous]

That sux

[Anonymous]

bump

[ralbusta]

I'm pretty sure you won't get a Chase card by reporting lost or stolen before March 9. They don't official convert to Chase until then. After that, more than likley you'll receive Chase branded plastic.

[Anonymous]

Well what about reporting to the credit reporting agencies. I know it'll now report as Chase but will we still retain the same history ect. and will this be immediate?

[ralbusta]

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@Anonymous wrote:
Well what about reporting to the credit reporting agencies. I know it'll now report as Chase but will we still retain the same history ect. and will this be immediate?

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It should still report the same history, your account was not closed. And it should be immediate.

But I don't work for Chase, so I'll find out how it works out come March same as you! Hopefully there won't be major headaches.

[Anonymous]

doin da bump :-)

[haulingthescoreup]

Rich, what else are you trying to find out?

You've gotten some very informative (and informed) answers. Short of a crystal ball, I don't think we can tell you much else.