Internal limit for Chase?

[Justrebuilding]

Is there a limit on how many Chase cards they will allow you to have at one time?

I want to apply for the CSP. I currently have the Hyatt, Freedom, 2 Freedom Unlimited, Ink Preferred and Ink Unlimited. 

I previously have had the CSP and CSR, both over 3 years ago and later did PCs to Freedoms. 

[Hoben02]

No hard limit on number of cards to own with chase, but there is most likely a total credit limit

[K-in-Boston]

Indeed it will just come down to underwriting.   The only firm rule for cards is the "one Sapphire" policy they instituted a few years ago, but since you mentioned PCing your previous cards and no longer have a Sapphire product you won't have to worry about that.  Bonus eligibility is 48 months for CSP and CSR; so if you opened your previous cards since then, I would wait.  (You mentioned 3 years but wasn't sure if that was since the PCs or since opening and receiving a SUB.)

[Anonymous]

There's definitely people with upwards of 10

It does just come down to UW, though it'd appear the $$$ exposure (think 100-150k+ is always manual review, same with those who have other factors like borderline DTI) is much more important than quantity of cards

[Justrebuilding]

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@K-in-Boston wrote:

Indeed it will just come down to underwriting.   The only firm rule for cards is the "one Sapphire" policy they instituted a few years ago, but since you mentioned PCing your previous cards and no longer have a Sapphire product you won't have to worry about that.  Bonus eligibility is 48 months for CSP and CSR; so if you opened your previous cards since then, I would wait.  (You mentioned 3 years but wasn't sure if that was since the PCs or since opening and receiving a SUB.)

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3 yrs since opening and receiving the SUB, thx!

[Justrebuilding]

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@Anonymous wrote:

There's definitely people with upwards of 10

It does just come down to UW, though it'd appear the $$$ exposure (think 100-150k+ is always manual review, same with those who have other factors like borderline DTI) is much more important than quantity of cards

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Good to know!