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Intervention.......

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Anonymous
Not applicable

Intervention.......

OMG... I'm so addicted to apping for cards....  I've never been adicted to anything in my life, but for some reason there's such a huge rush I get in applying for CC's.. I don't even need any.. I just search the internet looking for pre-qual sites.. Okay, that's all.. Smiley Sad Sigh......

Message 1 of 7
6 REPLIES 6
FocusedAndDetermined
Senior Contributor

Re: Intervention.......

Why don't you try a good, long stint in the garden.  If you get the urge to app the Emergency Response Team will be help you stay on the right track.Smiley Wink

 

 

Message 2 of 7
LS2982
Mega Contributor

Re: Intervention.......


@FocusedAndDetermined wrote:

Why don't you try a good, long stint in the garden.  If you get the urge to app the Emergency Response Team will be help you stay on the right track.Smiley Wink

 

 


This ^^^^^^^^^^^^^^^^^^^^^^^

 

Going outside also helps! Smiley Happy




EQ FICO 548 3/3/16
Message 3 of 7
Anonymous
Not applicable

Re: Intervention.......

I was like this too (and sometimes it's SO tempting). I am new to credit (first revolver in March through my good pal NFCU). Went on an app spree at the end of April and filled out my portfolio, so to speak. For me, I had to ask myself what my goal was. What was the purpose of all these apps, and getting on this forum? It was so I wasn't in the same position my parents were, with OK credit, but by no means spectacular... it was always "will we get approved," "is this interest rate good," stuff like that, and I didn't want that to be how it was for me. So, craft your goals, and see how your TL fit within them, and don't let anyone tell you credit is bad... it's how you manage it that is KEY and can make you golden. 

 

And, as people have mentioned, a stint in the garden is not bad! I recently had to be corraled up... I nearly ran straight through the fence Smiley Wink. Really supportive people in there. Hang in there!

Message 4 of 7
myjourney
Super Contributor

Re: Intervention.......

+1 LS...flyingace....focus

I think they said it all and straight to the point

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 7
Anonymous
Not applicable

Re: Intervention.......

We will luv to have you...come on over!
Message 6 of 7
Anonymous
Not applicable

Re: Intervention.......

Thanks everyone for your advice.....

Message 7 of 7
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