Is AMEX worth it? (Update: APPROVED!)

[Burned2manybridgesB4]

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@elim wrote:

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@CreditCuriousity wrote:

If you think we try to set up people for failure please do a search for user name fixmycredit1998 or something for the date at the end.. Oh we tried to stop him, but he would not take our advise!    What was his exact name?  

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  lol i remember him...  sick puppy with mega inquiries

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Troll....

*edit: fixmycredit1992, FMC1992, FMC92...among others elsewhere.....

[14Fiesta]

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@elim wrote:

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@CreditCuriousity wrote:

If you think we try to set up people for failure please do a search for user name fixmycredit1998 or something for the date at the end.. Oh we tried to stop him, but he would not take our advise!    What was his exact name?  

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  lol i remember him...  sick puppy with mega inquiries

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He makes CreditAddict look like he's in the garden. 

[CreditCuriosity]

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@Burned2manybridgesB4 wrote:

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@elim wrote:

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@CreditCuriousity wrote:

If you think we try to set up people for failure please do a search for user name fixmycredit1998 or something for the date at the end.. Oh we tried to stop him, but he would not take our advise!    What was his exact name?  

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  lol i remember him...  sick puppy with mega inquiries

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Troll....

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You think he was a troll, I truely think he was legit!  Don't know didn't surf the other forums...  Man that guy was a mad man

[elim]

many members currently sharing advice here have given only SOLID advice to me in my journey, stopping me in my tracks whenever i was about to make a dumb move and giving me the green light ONLY when they felt i had a "very good" chance of approval.

i myself have read 72,000 posts and don't have anywhere near the credit card knowledge they have (this is a CC thread).

yes there is always a chance of denial. it will mean 1 less year of AMEX backdate which won't burst your bubble but neither will an HP.

take your time, get your utilization in check. get your card(s) and hp(s) and head to the garden for another 6 months.

remember... approvals aren't etched in stone and even the best profiles get denied...  never know till you pull the trigger

best of luck

[chalupaman]

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@CreditCuriousity wrote:

If you think we try to set up people for failure please do a search for user name fixmycredit1998 or something for the date at the end.. Oh we tried to stop him, but he would not take our advise!    What was his exact name?  

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Fixmycredit1992. That dude just kept applying and applying for cards he could not get and never listened to anyone until he started getting stuff from barclays and Sync Bank. He also took his BS to Credit Boards too.

[Burned2manybridgesB4]

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@chalupaman wrote:

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@CreditCuriousity wrote:

If you think we try to set up people for failure please do a search for user name fixmycredit1998 or something for the date at the end.. Oh we tried to stop him, but he would not take our advise!    What was his exact name?  

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Fixmycredit1992. That dude just kept applying and applying for cards he could not get and never listened to anyone until he started getting stuff from barclays and Sync Bank. He also took his BS to Credit Boards too.

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Don't forget the apps to cover the AFs by means of BT.

[TheGardner]

Google BK-700 in 24 months.. Discover is one of the first approvals out the gate. Not exactly a excellent credit profile card if you ask me. Besides, OP said he had 2 HPs right? And they aren't recent. I don't see 3 pulls as detrimental at all. 

Amex and Discover do give cards to young profiles I like others agree that you have a good chance at approval.

As previously stated, these 3 pulls should be on different reports so should not effect each other. The wild card is Discover. They could pull TU giving 2 on that report. 

For this reason I would suggest:

1st - CLI

2nd - Amex or Discover

3rd - the other

Good luck and keep us posted!

[elim]

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@Anonymous wrote:
@Anonymous BofA for CLI @ 6 months mark.
App for amex a week before the end of the year.

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  am i wrong in thinking that the "end of november" is the cutoff for that years back dating?

[Anonymous]

Wrongwrongwrong

[Burned2manybridgesB4]