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Is AMEX worth it? (Update: APPROVED!)

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Anonymous
Not applicable

Re: Is AMEX worth it?

Last month, it stated that my statement was going to report on November 4 and I believe from looking at the graph it reported to the credit bureaus (well, at least Transunion) the same day? 

http://tinypic.com/view.php?pic=ivi994&s=8#.VH6EDmTud0s

 

I just uploaded this pic for you guys to see! 

 

AAoA Info: 

http://tinypic.com/view.php?pic=auy5qu&s=8#.VH6EgmTud0s

Message 281 of 315
elim
Senior Contributor

Re: Is AMEX worth it?


@Anonymous wrote:

Last month, it stated that my statement was going to report on November 4 and I believe from looking at the graph it reported to the credit bureaus (well, at least Transunion) the same day? 

http://tinypic.com/view.php?pic=ivi994&s=8#.VH6EDmTud0s

 

I just uploaded this pic for you guys to see! 

 

AAoA Info: 

http://tinypic.com/view.php?pic=auy5qu&s=8#.VH6EgmTud0s


  have you tried inserting images into a post? i think you have enough post-count to do it

Message 282 of 315
CreditCuriosity
Moderator Emeritus

Re: Is AMEX worth it?


@elim wrote:

@Anonymous wrote:

Last month, it stated that my statement was going to report on November 4 and I believe from looking at the graph it reported to the credit bureaus (well, at least Transunion) the same day? 

http://tinypic.com/view.php?pic=ivi994&s=8#.VH6EDmTud0s

 

I just uploaded this pic for you guys to see! 

 

AAoA Info: 

http://tinypic.com/view.php?pic=auy5qu&s=8#.VH6EgmTud0s


  have you tried inserting images into a post? i think you have enough post-count to do it


Don' tthink he is able to do images yet... not sure what rank you got to be

Message 283 of 315
CreditCuriosity
Moderator Emeritus

Re: Is AMEX worth it?

There is your answer Dec 4th it will report.. play it safe and apply on the 5th and bset of luck!

Message 284 of 315
elim
Senior Contributor

Re: Is AMEX worth it?


@CreditCuriousity wrote:

There is your answer Dec 4th it will report.. play it safe and apply on the 5th and bset of luck!


  ok, so we're all meeting back here on the 5th? hehe

Message 285 of 315
14Fiesta
Established Contributor

Re: Is AMEX worth it?


@Anonymous wrote:

Last month, it stated that my statement was going to report on November 4 and I believe from looking at the graph it reported to the credit bureaus (well, at least Transunion) the same day? 

http://tinypic.com/view.php?pic=ivi994&s=8#.VH6EDmTud0s

 

I just uploaded this pic for you guys to see! 

 

AAoA Info: 

http://tinypic.com/view.php?pic=auy5qu&s=8#.VH6EgmTud0s


From the looks of CK you are at 6 months right now. Correct me if I'm wrong, but judging how old an account is, is based on date it was opened right? SO if you opened that account on the 1st, but statement cuts on the 4th, then on the first is when you'd hit a milestone. and the 4th is when your account would report the new utilization to the CBs right?






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 286 of 315
newhis
Valued Contributor

Re: Is AMEX worth it?


@14Fiesta wrote:

From the looks of CK you are at 6 months right now. Correct me if I'm wrong, but judging how old an account is, is based on date it was opened right? SO if you opened that account on the 1st, but statement cuts on the 4th, then on the first is when you'd hit a milestone. and the 4th is when your account would report the new utilization to the CBs right?


 Yes, I think OP is at 6 months but the CBs only have 5 months reported and OP wants to apply when CBs show 6 months reported.

Message 287 of 315
Anonymous
Not applicable

Re: Is AMEX worth it?

Looks like Dec 5 I may pull the trigger and go for it! My only problem is that I work 10am-5pm that day. I want to app at a time when all the recon departments are still available in the event if I needed to call 'em up immediately. I live in the EST zone. 

Message 288 of 315
Anonymous
Not applicable

Re: Is AMEX worth it?


@Anonymous wrote:

Looks like Dec 5 I may pull the trigger and go for it! My only problem is that I work 10am-5pm that day. I want to app at a time when all the recon departments are still available in the event if I needed to call 'em up immediately. I live in the EST zone. 


Better do it today then. LOL.

Message 289 of 315
Anonymous
Not applicable

Re: Is AMEX worth it?

You're just trying to get me in trouble, aren't ya, Nixon? Haha! 

Message 290 of 315
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