Is BOA inq sensitive

[CS800]

I have 5 on my EX in the last 4 months. Looking to try for the 1-2-3 card

[Anonymous]

I thought they were, but I closed my account with them 2 years ago so not sure if that changed..

[CS800]

LAst time I was denied for their card was Nov 2011. So since I bank with them, I'm going to give it one last try. Been with them since 2000.

[Anonymous]

What was the denial reason in Nov 2011??

[CS800]

Delinquent accounts..

That's in 2007 too on a BOA credit card which has been paid in full in 2010

[RockinRay]

Just be careful after you app. I assume you will get approved! 

This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!

Good luck - please share APP results.

[CS800]

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@RockinRay wrote:

Just be careful after you app. I assume you will get approved! 

This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!

Good luck - please share APP results.

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Which card did you have with them?

I am looking at this one:

https://www.bankofamerica.com/credit-cards/products/bankamericard-privileges-cash-rewards-credit-car...

[jsickz32]

Im trying to get my cashrewards converted to that but they said no! Lol u need a limit of 5k to get that i think.

[RockinRay]

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@CS800 wrote:

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@RockinRay wrote:

Just be careful after you app. I assume you will get approved! 

This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!

Good luck - please share APP results.

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Which card did you have with them?

I am looking at this one:

https://www.bankofamerica.com/credit-cards/products/bankamericard-privileges-cash-rewards-credit-car...

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We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!

[CS800]

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@RockinRay wrote:

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@CS800 wrote:

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@RockinRay wrote:

Just be careful after you app. I assume you will get approved! 

This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!

Good luck - please share APP results.

---

Which card did you have with them?

I am looking at this one:

https://www.bankofamerica.com/credit-cards/products/bankamericard-privileges-cash-rewards-credit-car...

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We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!

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Did they restore your card?