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Does anyone know if requesting a CLI via CITI's website is an HP?
It depends on the wording, what does yours say?
Let me check and I'll get right back to you.
Here's the statement regarding continuing with the CLI request...
It's easy to find out if you qualify for a credit limit increase. By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will review your request within 24 hours.
????? Not not if this means HP.
OP here...guess I should clarify...this is a regular CITI Thank You Preferrred card.
Yes, this is an HP. The other option you might see is:
It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision.
These seem to switch around, recently the second message was on 3 of my 4 cards, now only on one (the one I just got a CLI on as it happens!)
Looks like it would be a HP.
@Anonymous wrote:Yes, this is an HP. The other option you might see is:
It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision.
These seem to switch around, recently the second message was on 3 of my 4 cards, now only on one (the one I just got a CLI on as it happens!)
If you get denied for the SP do you have to wait another 6 months to try again?
@nvrgvupnvrsrndr wrote:Here's the statement regarding continuing with the CLI request...
It's easy to find out if you qualify for a credit limit increase. By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will review your request within 24 hours.
????? Not not if this means HP.
For you it will be a HP.
If it was SP, it would say: "we will NOT obtain a credit bureau report...."
@CREDITSURFER wrote:If you get denied for the SP do you have to wait another 6 months to try again?
I have the same question. No one knows so far. I was denied for the SP but I haven't had any CLI in 4 years. Do I have to wait 6 months for another SP CLI button?