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Is CITI CLI button an HP?

tag
nvrgvupnvrsrndr
Contributor

Re: Is CITI CLI button an HP?

Thanks everyone.  I will not be proceeding with the request for a CLI.  I just completed an app spree and definitely don't want any more HP's.

Message 11 of 23
CREDITSURFER
Frequent Contributor

Re: Is CITI CLI button an HP?

my overall revolving utilization is 28%, my citi typ is at 2200/4500. Im wondering if i would get an increase or not.

My last TU fico was 717.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 12 of 23
Lin55
Frequent Contributor

Re: Is CITI CLI button an HP?


@CREDITSURFER wrote:

my overall revolving utilization is 28%, my citi typ is at 2200/4500. Im wondering if i would get an increase or not.

My last TU fico was 717.


Becareful, when i was denied the Citi SP, it turned out they used a 2 MONTH OLD SP CR! If I would've known I wouldn't have pulled the trigger! 

Message 13 of 23
CREDITSURFER
Frequent Contributor

Re: Is CITI CLI button an HP?

Looking at my EQ report they have SP'd me 2 times in the last week.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 14 of 23
Lin55
Frequent Contributor

Re: Is CITI CLI button an HP?

Wow! twice in one week?

Message 15 of 23
CREDITSURFER
Frequent Contributor

Re: Is CITI CLI button an HP?

AR-CITI CARDS CBNA  and AR-CITIBANK NA and bestbuy AR-BEST BUY / CBNA  

all within 7 days last month

 

only have the citi typ and mybestbuy store card.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 16 of 23
Lin55
Frequent Contributor

Re: Is CITI CLI button an HP?


@CREDITSURFER wrote:

AR-CITI CARDS CBNA  and AR-CITIBANK NA and bestbuy AR-BEST BUY / CBNA  

all within 7 days last month

 

only have the citi typ and mybestbuy store card.


I wish they would SP me. I would've gotten a CLI. 

Message 17 of 23
Anonymous
Not applicable

Re: Is CITI CLI button an HP?

Citi has allowed me SP CLI's by calling the phone number on the back of the card. Explained I did not want a HP. Out of three requests two were CLIs and one was no CLI unless they did an HP and manual review (which I turned down). Did this October 2013. For me the phone call has worked with no HP. It seems the answer is as elusive as the actual CLI.
Message 18 of 23
Lin55
Frequent Contributor

Re: Is CITI CLI button an HP?


@Anonymous wrote:
Citi has allowed me SP CLI's by calling the phone number on the back of the card. Explained I did not want a HP. Out of three requests two were CLIs and one was no CLI unless they did an HP and manual review (which I turned down). Did this October 2013. For me the phone call has worked with no HP. It seems the answer is as elusive as the actual CLI.

Great info, It's always worth a try. Thanks!

Message 19 of 23
TrueGeminiNC
Frequent Contributor

Re: Is CITI CLI button an HP?


@Lin55 wrote:

@CREDITSURFER wrote:

If you get denied for the SP do you have to wait another 6 months to try again?


I have the same question. No one knows so far. I was denied for the SP but I haven't had any CLI in 4 years. Do I have to wait 6 months for another SP CLI button?


 

 

My request too was declined.  Notably, I have not had a CLI with Citi in several years.  Can you recon a SP decision?

Message 20 of 23
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