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Is Capital One slow to report new accounts?

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Anonymous
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Is Capital One slow to report new accounts?

I opened QS1 and Platinum cards with Capital one at the beginning of the month. I see the hard pulls on my credit reports but they are still not reporting the new accounts. How long does it take? My WalMart and Amazon store cards were opened about the same time and they showed up almost instantly.

Message 1 of 23
22 REPLIES 22
Anonymous
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Re: Is Capital One slow to report new accounts?

Took em 2 statements to report my $10,000 venture.

Message 2 of 23
Anonymous
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Re: Is Capital One slow to report new accounts?

I'm still waiting on my first statement. I hate not knowing on new cards. I used the chat feature to ask about statement end date and due date and the rep told me it would be the end of May. I'm not convinced that the first statement will cut at the end of May since the card was issued in the beginning of April. I'm just making multiple payments so that I don't get stuck with a high utilization (and partly b/c I am spending a lot on that card and my starting limit was only 1k, so multiple payments are necessary). I wish they would report soon. I bought the $1 trial for Experian today and my FICO was 671. I'm curious to see what will happen with the two Capital One cards start reporting and my WalMart and Amazon cards report the large CLI.

Message 3 of 23
Anonymous
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Re: Is Capital One slow to report new accounts?

In my experience, yes.

Message 4 of 23
FinStar
Moderator Emeritus

Re: Is Capital One slow to report new accounts?


@Anonymous wrote:

Took em 2 statements to report my $10,000 venture.


Yup, very slow to report on new accounts.

Message 5 of 23
Anonymous
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Re: Is Capital One slow to report new accounts?

Annipoo - that could be true bc I got my card early march and my first statement cut in April.
Message 6 of 23
Anonymous
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Re: Is Capital One slow to report new accounts?

Mine was 6 weeks...wondering if it was going to report.

Message 7 of 23
Anonymous
Not applicable

Re: Is Capital One slow to report new accounts?

I was expecting the consensus around here of 2 months, but mine reported almost exactly 4 weeks later (good thing I had a slow start to spending on both my cards). But, as always, YMMV.

Message 8 of 23
Anonymous
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Re: Is Capital One slow to report new accounts?

They take a bit.  I can see my last 4 digits of my new Venture but nothing new yet.  Some cards can take 2/3 months before reporting.

Message 9 of 23
Anonymous
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Re: Is Capital One slow to report new accounts?

It's torturing me! I'm dying to see my score change with the new Cap One accounts. The credit gods are taunting me!

Message 10 of 23
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