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Is Equifax updating on CreditCheckTotal (CCT)?

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bakalao2k
Frequent Contributor

Is Equifax updating on CreditCheckTotal (CCT)?

Hey everyone,

 

I noticed this week that my Equifax report hasn't been updating on CCT.  I paid off/down several cards which are scheduled to be updated to the credit bureaus this week and my Equifax report isn't reflecting these changes.

 

WTF

 

:-)

 

 

 

 

 

 

 

 

 

 

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 1 of 6
5 REPLIES 5
BungalowMo
Senior Contributor

Re: Is Equifax updating on CreditCheckTotal (CCT)?

For me...EQ is often the last of the 3 to update.  What is your statement cut date on the accts?  That is when your accts post (most anyway). 

 

Have EX & TU updated yet?  What day?

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 2 of 6
Itsmeagain
Established Contributor

Re: Is Equifax updating on CreditCheckTotal (CCT)?

I use both CCT and EQ Credit Watch Gold (to see who is soft pulling EQ).  I have noticed that EQ is by far, the slowest to update my report on both the EQ site and CCT.  Others here say TU is slowest but I have always had EQ wait up to three weeks after an event (such as a statement drop), before it shows up on EQ.

 

YMMV


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Message 3 of 6
bakalao2k
Frequent Contributor

Re: Is Equifax updating on CreditCheckTotal (CCT)?


@BungalowMo wrote:

For me...EQ is often the last of the 3 to update.  What is your statement cut date on the accts?  That is when your accts post (most anyway). 

 

Have EX & TU updated yet?  What day?


 

EX & TU are updating on CCT.

 

The last statement date for these cards:

 

US Bank Platinum Visa  - January 27th, 2010  (EX & TU updated)

US Bank Premier Line Visa  - February 2nd, 2010 (EX & TU updated)

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 4 of 6
BungalowMo
Senior Contributor

Re: Is Equifax updating on CreditCheckTotal (CCT)?

I was just remembering, this happened to me a while back.  I don't recall the acct, but EQ was like 2 weeks late when they never had been before.  I called & spoke with a csr (I have EQ credit watch gold) & told them what was going on & the rep said they would look into it...bla bla.  I thought, yeah, right... but within a couple days...there it was!  I was pleasantly surprised!
BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 5 of 6
Anonymous
Not applicable

Re: Is Equifax updating on CreditCheckTotal (CCT)?

It does. Just takes a little longer than EX and TU Smiley Happy
Message 6 of 6
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