I love it when these threads get scrappy...LOL. With that being said, I don't use the Discover Score Tracker, I track everything via Fico which I think is your best bet if you're going to sign up for credit monitering services. 
@DI wrote:It's interesting how Discover make an orange button that pop up and says "Get your score" as if its free. My "Get your score" tab has been replaced with "Transfer now" button recently.
Mine too... 0% APR on balance transfers, 0% on purchases so on & so forth... Would be nice, if I actually had a balance to transfer....
I really like the USAA CMS, cause you can pull all 3 reports daily. For how much you pay, it seems like the best deal. I know it has fako scores, but I don't really care about that part, just watching my reports.
Starting Score: EQ 515 TU 490 EXfaco 510
@Anonymous wrote:
@DI wrote:I don't waste money on any of those credit monitoring services.
To some people it's not a "waste".
Which category of "friendly, supportive, and respectful" does this unsolicited negative comment fall into? Every member here in the forums is taking part in an environment CENTERED around improving credit, monitoring current reports, attempting to make positive gains in the credit world. To a LOT of people, that means credit monitoring is helpful. Making positive and helpful comments about advantages or disadvantages of certain services is certainly in line with the spirit of this community, but the holier-than-thou attitude regarding what other people do with their money or what their goals and methods are is getting old, and I see it in almost every thread from certain members.
It makes me feel unwelcome to try to contribute to the community and I'd appreciate it being kept in check.
Thanks.
In reference to the OP, because Discover offers a Plus score, it does not correlate directly to your FICO scores, which most feel are the most useful scores to monitor and improve. Any monitoring service that allows you to pull reports at your leisure and see trend data is useful, but for an $8 monthly fee, there are other services that may be more beneficial (i.e. USAA Credit Monitoring Premium allows you to see three FAKOs, and pull a new report from all three bureaus every day. If you are just looking for trends or foor constant monitoring, this is a good bet. if you are aiming for a certain loan and need to get your fico to a certain score, you may need to belly up to the bar and pay for true FICO scores [though you can find discount codes if you search around!]).
Good luck!
Why are you so pushy?? I mean really THAT is getting quite old. People have their own opinions and if you dont like them dont respond.
