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Is anyone else getting bombarded with Citi Pre-Approved letters

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Is anyone else getting bombarded with Citi Pre-Approved letters

DW has received three pre-approved card offers in the mail within the last 7 days:

Citi Dividend Platinum - she applied, approved instantly 2000+ CL

Diamond Preferred - applied two days after the Dividend card, also approved instantly but lower CL

 

both with 0% for 18 months, 13.99% after that and no annual fees

 

Today, when the Dividend card came in there was another envelope with the 3rd preapproved offer.......

Citi Simplicity - also 0% for 18 months with no annual fee.14.99% after 18 months   

Can't convince her to app for this one though - says she won't app again until she gets a preapproved offer from somebody else like Chase or Discover..... 

 

Citi CSR apparently was not  kidding when he said Citi didn't care how many accounts a person has with them.

 

Kinda jealousSmiley Wink - she's getting prime card offers all of a sudden after being AU on some of my accounts for about 6 months. I'm rebuilding - still getting the offers for 300 cards with outrageous AF's... two so far this week..

 

 

 


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


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Message 1 of 20
19 REPLIES 19
Senior Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

Get them all the time.

Message 2 of 20
Frequent Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

Yup. I keep getting them for the card I have, as well as American Airlines card, and the Citi Dividend card. I get at least 2-3 times a WEEK.  I also get bombarded twice a week with Discover.  Citi and Discover send me mail every single week.

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 3 of 20
Established Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

Yep I have two accounts with Citi and I get at least one offer a day... its kinda rediculous.

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Blue Business | Amex Cash Magnet | Amex Gold Rewards | Amex Lowes Business | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Discover IT More Dawn | Discover IT More Pride | Fidelity Invest Visa Signature | NFCU Cash Rewards World Mastercard | Penfed Pathfinder Rewards Amex | Sams Club Mastercard | USAA Limitless Rewards Platinum Visa | Walmart Mastercard
Message 4 of 20
New Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

My parents both have Citi cards and they get about 10 of these letters (each) every week pre approving them for the same card they already have.

Message 5 of 20
Established Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

I get bombarded with Balance Transfer checks weekly it seems. My wife gets preapproved offers 2-3 times a week. Ridiculous.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 6 of 20
Frequent Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

I get two to three a week and already have two Citi cards.

Message 7 of 20
Valued Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

+++(1?) to all of the above.

 

Citi likes good customers, for sure.  They figure they might as well corner the market before anyone else gets to them.

 

At least, that's how I see it.   I've 3 Citi cards already, and they still send this stuff, almost weekly.

 

 

Message 8 of 20
Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters


@tbolt2 wrote:

DW has received three pre-approved card offers in the mail within the last 7 days:

Citi Dividend Platinum - she applied, approved instantly 2000+ CL

Diamond Preferred - applied two days after the Dividend card, also approved instantly but lower CL

 

both with 0% for 18 months, 13.99% after that and no annual fees

 

Today, when the Dividend card came in there was another envelope with the 3rd preapproved offer.......

Citi Simplicity - also 0% for 18 months with no annual fee.14.99% after 18 months   

Can't convince her to app for this one though - says she won't app again until she gets a preapproved offer from somebody else like Chase or Discover..... 

 

Citi CSR apparently was not  kidding when he said Citi didn't care how many accounts a person has with them.

 

Kinda jealousSmiley Wink - she's getting prime card offers all of a sudden after being AU on some of my accounts for about 6 months. I'm rebuilding - still getting the offers for 300 cards with outrageous AF's... two so far this week..

 

 

 



My wife gets 2-3 a weeks too. I was getting them for a while when my score was in the mide 700s.

 

It seems when your score is in the mid 700s they bombard you with pre-approvals for prime cards all the time unless you opt-out.

Message 9 of 20
Regular Contributor

Re: Is anyone else getting bombarded with Citi Pre-Approved letters

Yea, I also get 3-4 per month and balance transfer checks twice a month. I currently carry two cards with them also.

A Divended plus and Forward both over 7k. If they really want to give me another one I will probably apply next year.

Does citi combine limits??
Message 10 of 20
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