cancel
Showing results for 
Search instead for 
Did you mean: 

Is anyone having any luck with getting CLI with COVID-19

tag
Anonymous
Not applicable

Is anyone having any luck with getting CLI with COVID-19

Hello everyone, 

 

Just curious if anyone is having any luck contacting CC Company for CLI?

 

My job is not affected thankfully but I still worry about having a good nest egg with money in the bank and credit. 

 

Just curious if anyone has had any luck asking for CLI with the recent events going on in the world? 

Message 1 of 16
15 REPLIES 15
AnimatorProcrastinator
Regular Contributor

Re: Is anyone having any luck with getting CLI with COVID-19

Just got a CLI from NFCU yesterday, and a CLI from Citi several days ago.


Message 2 of 16
simplynoir
Mega Contributor

Re: Is anyone having any luck with getting CLI with COVID-19

Got a CLI from US Bank last week

Message 3 of 16
Anonymous
Not applicable

Re: Is anyone having any luck with getting CLI with COVID-19

There does not appear to be any shortage of CC approvals & CLI in the Approvals Forum. 

Message 4 of 16
pinkandgrey
Senior Contributor

Re: Is anyone having any luck with getting CLI with COVID-19

I got a CLI from Citi a couple weeks ago.

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
Message 5 of 16
Brian_Earl_Spilner
Credit Mentor

Re: Is anyone having any luck with getting CLI with COVID-19

From navy a few days ago

    
Message 6 of 16
M_Smart007
Legendary Contributor

Re: Is anyone having any luck with getting CLI with COVID-19


@Anonymous wrote:

Hello everyone, 

 

Just curious if anyone is having any luck contacting CC Company for CLI?

 

My job is not affected thankfully but I still worry about having a good nest egg with money in the bank and credit. 

 

Just curious if anyone has had any luck asking for CLI with the recent events going on in the world? 


Looks like ClI's are alive and well ...

 

https://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=location&q=cli&location=forum-board:App_Approvals&sort_by=-topicPostDate&collapse_discussion=true

 

Message 7 of 16
zerofire
Valued Contributor

Re: Is anyone having any luck with getting CLI with COVID-19

My understanding is that it vary much depends on the lender. Some lenders are tightening lending because they are skittish. Others are actually going out of their way and saying that you should lean on them because they are quite happy to hand out credit like the Opera Show. Remember lenders know you are going to be in one of several categories and the only thing they truly care about is being repaid, preferably with interest. Since you still have your job and are actively working on making cash you are in the best position to negotiate since there is no strain visible to them.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC,PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 8 of 16
mrfufoppss
Frequent Contributor

Re: Is anyone having any luck with getting CLI with COVID-19

Discover and Chase For Me with Cli..and Navy came thru with a (emergency loan)

 




AOD FCU PLOC 10,000
NAVY FED CLOC 3000

Message 9 of 16
Anonymous
Not applicable

Re: Is anyone having any luck with getting CLI with COVID-19

Discover CLI after I asked on Monday. 

Credit is still cheaper than its ever been. The banks are much better prepared for an economic downturn then they were over a decade ago. As long as you are employed and still are able to make payments, it's the same tune as usual. 

Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.