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Is having a AMEX saving account a positive for get a CC from amex?

tag
stone
Regular Contributor

Is having a AMEX saving account a positive for get a CC from amex?

just wanna to ask if someone have the same situation.

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Is having a AMEX saving account a positive for get a CC from amex?

Not really.

Message 2 of 8
minimock
Frequent Contributor

Re: Is having a AMEX saving account a positive for get a CC from amex?

I am running that test right now. Opened one 3 months ago, current balance 5K. Still no go Smiley Happy

Message 3 of 8
Anonymous
Not applicable

Re: Is having a AMEX saving account a positive for get a CC from amex?

Unlikely. Just like many people with Chase accounts don't have any better luck with their cards than they might otherwise.
$5000 is pocket change for Amex. Put a million in there and see if you get any offersSmiley Wink
On a serious note though, I suppose it's possible it could help in recon or perhaps as a point or two on the internal system based on how long you've had the account.
Pure speculation.
Message 4 of 8
Anonymous
Not applicable

Re: Is having a AMEX saving account a positive for get a CC from amex?

I have heard of someone with an Amex private banking relationship being offered a centurion on that basis. Either on this forum or one of the others.
So probably not, but it becomes a 'resource known to them'.
Message 5 of 8
dnice77
Regular Contributor

Re: Is having a AMEX saving account a positive for get a CC from amex?

i thought the same thing. i put some $ in there, but needed it, took it out. have maybe $10 in it now and my hi balance propably was 2k. if they took that account into consideration im sure i would have been denied. propably 2 days after each deposit was a withdrawl.

 

i was approved for 3 AMEX cards in the past 45days.

 

 

doubt it helps.

 

FMMV



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Message 6 of 8
sandsanta
Contributor

Re: Is having a AMEX saving account a positive for get a CC from amex?

Possibly for huge amounts. 


Message 7 of 8
Red1Blue
Super Contributor

Re: Is having a AMEX saving account a positive for get a CC from amex?

Several of us opened accounts with Amex Savings and it does not have any influence on their charge cards. Discover also offers a savings account again that also does not have any influence on the approval of the Discover Card.

Message 8 of 8
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