@jim44 wrote:
@Anonymous wrote:
@Anonymous, I don't think that's weird. SAMs club is only MasterCard and Costco currently is only American Express. I believe SAMsclub used to only Discover at one point and Costco was also Discover at one point (i read 16 years ago). This is nothing new for warehouse clubs.
As for the comparison between Costco and BJ's..Costco no doubt is the better of the two but BJ's has more variety and is family friendlier. I have both.Until Costco starts accepting Visa, BJ is better as far as payment acceptance is concerned. You can use both Visa and Mastercard, AMEX, Discover, Debit Cash and Check. Not sure if you can use manufacturer coupons at Costco but Sams Club doesn't accept them. Getting a little off topic here. sorry
Not off-topic, really. This is all semi-related to the original question of whether a visa is needed.
Don't come back 'round here till you get yourself a decent Visa, you Visa-less freak 
@Anonymous wrote:There is a Costco in Louisville. I'm a member there.
@Anonymous wrote:
@Platinum wrote:Well, if you do shopping at Costco, you will need Visa soon.
Under the terms of the agreements, Citi, the world's largest issuer of consumer credit cards, would become the exclusive issuer of Costco's co-brand credit cards and Visa will replace American Express as the credit card network for Costco in the United States and Puerto Rico beginning April 1, 2016. Once issued, Costco's co-brand Visa credit card would provide generous rewards to Costco members, serve as the Costco membership card, and would be accepted at Costco locations in the United States and Puerto Rico, as well as all merchants worldwide that accept Visa credit cards.
I live in Kentucky and I don't think we have any Costcos here. Sam's Club is the only big warehouse store we have and the closest one to me is over 100 miles away. I guess I am safe with what I have. Come to think of it, I do have two Visa debit cards, but I haven't swiped them at all since I started rebuilding, so I forget that I even have them.
I had no idea that there is one on Louisville. I don't go up there much, just to 4th Street Live every couple of years or so. I am in Somerset, so I just to get to Sam's Club I would have to drive north to Lexington or south to Knoxville. My boyfriend lived in California for most of his adult life (in the USMC) and he is always telling me that I would get a better deal or better quality on something at Costco vs. WalMart. And I have to remind him, again, that we are not in CA and we don't have Costco. He would never let me live it down if he knew that I had been wrong all these years!
Functionally or statistically?
Visa/MC are basically identical nowadays. I never think about whether the card I'm using is Visa or MC. They're both accepted at every place credit is accepted. I also don't shop at places like Sam's Club or (soon to be) Costco. You might.
I've never used the World vs. Sig vs. WE perks either. I'd guess 99% of people don't and just like having a more exclusive tier.
Now statistically it might be odd. Visa's marketshare of cards is around 50% with MC 30%. So it may be rare to not find any card you like that's backed by the Visa network considering it's as common as MC/Amex/Discover combined.
