Is it possible to lock Credit Report ?

[Red1Blue]

Looks like things are getting worse in the industry and every one is pulling the CR every time they feel like pulling it. Is there any way to lock the CR so no one can pull the report with out my permission?

Can we lock all 3 CR's from one place or do we have to do from 3 different places? I have CreditSecure from Amex and TrueCredit.

I want to lock all 3 CR's so no one can pull my CR's. Any thoughts / suggestions?

[Dawn]

It's called freezing your report ... and is available in some states.

http://www.bankrate.com/brm/news/cc/20030613c1.asp

Message Edited by Dawn on 02-29-2008 07:22 PM

[MsKmm00]

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@Red1Blue wrote:

Looks like things are getting worse in the industry and every one is pulling the CR every time they feel like pulling it. Is there any way to lock the CR so no one can pull the report with out my permission?

Can we lock all 3 CR's from one place or do we have to do from 3 different places? I have CreditSecure from Amex and TrueCredit.

I want to lock all 3 CR's so no one can pull my CR's. Any thoughts / suggestions?

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Equifax offers Equifax Credit Report COntrol which offers the below benefits:

- Ability to lock and unlock your Equifax credit report online quickly and easily

 - Unlock features provide the flexibility to temporarily unlock your credit report for all companies or for specific companies

- Email notification of changes made to the lock status of your Equifax credit report - An online history of the changes you make in your lock status

- Knowledgeable Customer Care available 7 days a week

Message Edited by MsKmm00 on 02-29-2008 09:02 PM

[MsKmm00]

You may also want to opt out so companies cannot pull your report for "prescreened" offers of credit. The number to call is 888-567-8688.