Is it true that there are no retention offers for CSP?

[Membersince2013]

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@kdm31091 wrote:

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@longtime_lurker wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

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Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

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You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

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Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

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Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

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How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

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No no no I wasn't saying YOU were cheating. You aren't.

I'm saying that some people have resorted to less savory methods to get an Ink card, that's all. Sorry for not being clearer.

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If you aint cheating, you are trying. The government cheats you everyday lol.....Just kidden

[longtime_lurker]

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@kdm31091 wrote:

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@longtime_lurker wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

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You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

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Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

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Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

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How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

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No no no I wasn't saying YOU were cheating. You aren't.

I'm saying that some people have resorted to less savory methods to get an Ink card, that's all. Sorry for not being clearer.

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Oh, okay. I didn't know there were other, less well-known methods to get business cards, and thought you were talking about sole proprietor. No worries, I just wanted to make sure it was clear that apping as a sole proprietor is a valid and approved by T&C to get a business card.

[longtime_lurker]

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@Membersince2013 wrote:

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@longtime_lurker wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

---

You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

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Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

---

Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

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How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

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HEY! The color of your name changed! I almost didnt know it was you.

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Mine did?!

[FinStar]

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@longtime_lurker wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

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@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

---

You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

---

Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

---

Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

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How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

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I agree.  I'm not sure how relevant that specific statement was really need given this thread.  Bottom line, the OP may not have Ink but providing alternatives is not hurting.  Conversely, the OP appears to list some extra CCs (x2) in their signature (Hyatt, Marriott).  So, it's possible the OP already has an established business or has business CCs?

[longtime_lurker]

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@Membersince2013 wrote:

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@kdm31091 wrote:

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@longtime_lurker wrote:

---

@kdm31091 wrote:

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@afinch1992 wrote:

---

@kdm31091 wrote:

---

@afinch1992 wrote:

---

@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

---

You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

---

Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

---

Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

---

How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

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No no no I wasn't saying YOU were cheating. You aren't.

I'm saying that some people have resorted to less savory methods to get an Ink card, that's all. Sorry for not being clearer.

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If you aint cheating, you are trying. The government cheats you everyday lol.....Just kidden

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Heh, maybe. 

[Membersince2013]

Yeah, it used to be green but now it's brownish..

[FinStar]

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@longtime_lurker wrote:

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@Membersince2013 wrote:

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@longtime_lurker wrote:

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@kdm31091 wrote:

---

@afinch1992 wrote:

---

@kdm31091 wrote:

---

@afinch1992 wrote:

---

@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

---

You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

---

Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

---

Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

---

How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

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HEY! The color of your name changed! I almost didnt know it was you.

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Mine did?!

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OP.  There are two individuals with similar handle names: longtimelurker and longtime_lurker.

[longtime_lurker]

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@Membersince2013 wrote:

Yeah, it used to be green but now it's brownish..

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Are you confusing me with longtimelurker?

I'm longtime_lurker

I didn't realize in 2013 that this problem would be so prevelant. I know I've confused other members, and especially our newer members...if I would have known I would have changed my account 

SORRY EVERYONE

[longtime_lurker]

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@FinStar wrote:

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@longtime_lurker wrote:

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@Membersince2013 wrote:

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@longtime_lurker wrote:

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@kdm31091 wrote:

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@afinch1992 wrote:

---

@kdm31091 wrote:

---

@afinch1992 wrote:

---

@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

---

You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

---

Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

---

Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

---

How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

---

HEY! The color of your name changed! I almost didnt know it was you.

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Mine did?!

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OP.  There are two individuals with similar handle names: longtimelurker and longtime_lurker.

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Pretty colors. You beat me to it

[afinch1992]

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@longtime_lurker wrote:

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@FinStar wrote:

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@longtime_lurker wrote:

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@Membersince2013 wrote:

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@longtime_lurker wrote:

---

@kdm31091 wrote:

---

@afinch1992 wrote:

---

@kdm31091 wrote:

---

@afinch1992 wrote:

---

@bigbang91 wrote:

Yup, i know it doesn't hurt to ask. But given the CSP benefits, it is more than enough to warrant the 95AF. Primary rental coverage, 20% xtra when redeem for travels... 2400$ spend in 2x categories is enough to cover the AF, that is i value UR point at conservative rate of 2cpp

---

Combine that with a Freedom and/or Ink Cash and you've got a powerful reason to keep the CSP. One thing to consider is "cycling" the CSP and Ink Plus if you can. Both allow you to transfer to partners and have similar rewards structures (I actually prefer the Ink structure). Time things correctly and you can retain your points transferability, receive full spend bonuses, and have no annual fees 

---

You have to keep in mind though (and I don't know if it applies to OP) that not everyone can just obtain an Ink Cash. Not everyone has a business. I do feel that unless someone states they have a business, the Ink cards shouldn't really be mentioned or compared because they're irrelevant to everyone else. Just my opinion

---

Not everyone can obtain a Freedom or CSP; does not mean they shouldn't be discussed. Meerly options and opinions

---

Apples to oranges IMO. No not everyone will be approved for a Freedom or CSP based on their profile, but anyone in the general public can in fact apply for it.

It is not possible for everyone to obtain an Ink card. You have to own a business (or be willing to cheat and try to get by the system). So it's not available to everyone like the Freedom and CSP are.

It's fine to compare them, sure. I'm just pointing out it's not a viable option for everyone. Neither is a CSP, but at least that card is available to whoever wants to try for it. Not so with the Ink.

---

How is saying you're a sole proprietor trying a start up as a side job and guaranteeing it with your CR/assets cheating the system?!

---

HEY! The color of your name changed! I almost didnt know it was you.

---

Mine did?!

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OP.  There are two individuals with similar handle names: longtimelurker and longtime_lurker.

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Pretty colors. You beat me to it

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