Is it worth having a gas card?

[Anonymous]

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@adelphi_sky wrote:

I applied for the Costco card specifically for its dual use. 4% at the pump. Not as high as 5%, but we also shop at Costco. But 4% is higher than the rest of the cards in my wallet give me. 

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This! Where I live, Costco premium is about 60 cents less than any other gas station by me so the 4% is a win-win on top of win!

[Anonymous]

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@juniornj23 wrote:
Let's do the math if you live in state were paying cash gas is cheaper than paying with card than you good paying cash .

I live in northern new Jersey here the gas is 5 to 9 cent more expensive if you pay with cc so there is no credit card but discover on the win side .

But if your gast station have the same price on cc and cash any credit card will be better

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How far north? If you live near a quickchek that has gas, it codes as fuel on my amex BCP, so i get 3%

[Closingracer99]

Not really IMHO .... I have my Thank you Premier which happens to also give me 3X times points on travel which includes gas but a lot of the CB cards offer 2% or 3% on gas already like BoA and Amex BCE among others.  Even if you don't I would just put it in a 1% or 2% CB ( 1.5% included in there) since gas probably isn't that high of an expense if all you're doing is driving to work and back with any modern car I assume to be worth getting a gas card which doesn't really offer any perks anyways.

[vwgrrc]

Where is Sallie Mae? 

[Anonymous]

I just use loyalty cards and my QS1 (or Discover if gas is in that quarter).

If I'm at an Exxon/Mobil I'll get my Plenti points or redeem them - gotten free gas off of Plenti a couple times.

If I'm at a Shell station I'll use my FRN loyalty card for the 3 cents off, or I'll cash in Kroger points for 10 cents off (the Kroger stores near me don't have gas stations).

Works for me where I am.

[DantGwyrdd]

The Sheetz card (store or Visa) gives a solid 5c off per gallon + the 3c off you get with their loyalty card (free) and 5% back on non-gas purchases at Sheetz (the food and coffee is suprisingly good IMHO) which makes it a pretty decent gas card if you ask me. A 5% back card for gas would yield slighly better returns, but the 8c off per gallon actually ends up coming close enough for me.

[Turbobuick]

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@vwgrrc wrote:

Where is Sallie Mae? 

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Believe it's no longer available for new applicants.

I agree with the Costco gas. It's already 10%+ cheaper at the pump than average local pricing, plus 4% citi card. We drive a short distance out of the way to get it.  

Rarely use my Sallie Mae for gas unless I'm on the unknown beaten path. Then I trigger fraud alerts from Sallie Mae. lol

[Anonymous]

I use a Chevron card because I buy Chevron gas exclusively, and around here, the credit price of gas at Chevron stations is on average ten cents higher per gallon than the cash OR Chevron card price...plus I get three cents per gallon credit on on statement.