Is my Sephora Card a Store Card or Visa?

[1stCarBuyer]

I didn’t really pay much attention to until today when I got a letter from Comenity about security concerns. I was unable to use my Temp Card in store when I got it and when I tried to use my hard card today it didn’t go through.

Anyway I noticed at the end of the letter it said “this card is issued by Comenity Capital Bank to a license by Visa USA inc.” I assumed I just had the store card because the Visa logo was neither on the front or back of the card but it’s the only store card I have that had an expiration date and a 3 CVV code.

None of my other Comenity store cards have exp and CVVs so I’m so confused.

[CreditInspired]

Just call them and ask.

[Anonymous]

Without a VISA logo, it’s a store card. 

[FinStar]

As previously mentioned, if the card doesn't display the Visa [network] logo, it's simply a store card. That said, some store cards have expiration dates and/or CCV codes.

[mikesonthemend]

---

@1stCarBuyer wrote:
None of my other Comenity store cards have exp and CVVs so I’m so confused.

---

Just an FYI, but My IKEA card has CVV and expiration date. My Big Lots card has neither. My IKEA card can be used online, the Big Lots card cannot.