cancel
Showing results for 
Search instead for 
Did you mean: 

Is the BOFA card pop-up in app solid?

tag
UNjLK
New Visitor

Is the BOFA card pop-up in app solid?

I have a $200 bonus offer for the silver cash back card on my app when I log in is this pretty solid or just marketing? Will they rob peter to pay paul and cut my other 50K Line? If they do, can this be reversed? idk.

Message 1 of 5
4 REPLIES 4
trant3
Established Contributor

Re: Is the BOFA card pop-up in app solid?

Does it have a solid apr offer under details? If so, they most likely soft pulled you and seems solid 

Amex Bonvoy Brilliant $5k, Expedia OneKey $30k, Fidelity $23.5k, FNBO $15k, Universal Studios Visa $15k, G-Bank $15k, Mesa Homeowners Visa $20k, FourLeaf FCU $35k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $19k, Citi Double Cash $16k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, AMEX Hilton Aspire $18k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Flagship $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Citi SYWM $1k
Message 2 of 5
coldfusion
Credit Mentor

Re: Is the BOFA card pop-up in app solid?

Log in online and see if there's a special offer for you in your Activity Center.

 

If so....maybe.  If not, no it isn't.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 5
UNjLK
New Visitor

Re: Is the BOFA card pop-up in app solid?

its on the homepage when I log in and when I click on my credit card, it says ur special offer. but has variable apr and when you click on to apply it says reccommended, i asked and they said its pretty solid but the fact that BOFA is famous for reallocating automatically makes me not going to apply for this card. i dont even have the blue CLI Link for months, maybe up towards a year + so i think they would too.

Message 4 of 5
coldfusion
Credit Mentor

Re: Is the BOFA card pop-up in app solid?

The 'request a credit line increase' blue link is just triggered by an autobot as part of the nightly batch processing.  Having it doesn't mean you'll get one if you request it, and conversely there have been multiple data points over the last few years that confirm that even if you don't have one you can still call in and successfully ask for one. If you want a CLI don't be afraid to call and ask as it would only generate a soft pull, almost certainly from Transunion.

 

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.